{"id":15434,"date":"2025-10-14T23:10:28","date_gmt":"2025-10-14T14:10:28","guid":{"rendered":"https:\/\/hokentimes.com\/article\/?p=15434"},"modified":"2026-03-10T10:02:45","modified_gmt":"2026-03-10T01:02:45","slug":"freelance-disability-insurance","status":"publish","type":"post","link":"https:\/\/hokentimes.com\/article\/life\/freelance-disability-insurance\/","title":{"rendered":"\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\uff5c\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u3068\u304d\u306e\u6240\u5f97\u88dc\u511f\u3068\u9078\u3073\u65b9"},"content":{"rendered":"\n<div class=\"wp-block-group is-style-big_icon_hatena\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul 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src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/11\/ea63e954caf9605a14ec22e88dca545a.jpeg\" alt=\"\" class=\"c-balloon__iconImg\" width=\"80px\" height=\"80px\"><span class=\"c-balloon__iconName\">\u4fdd\u967a\u76f8\u8ac7Times\u7de8\u96c6\u90e8<\/span><\/div><div class=\"c-balloon__body -speaking -border-none\"><div class=\"c-balloon__text\">\n<p>\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u6642\u306b\u5099\u3048\u308b\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u304b\u3057\u306a\u3044\u304b\u306e\u9078\u629e\u3092\u81ea\u5206\u3067\u3059\u308b\u306e\u306f\u96e3\u3057\u3044\u3067\u3059\u3088\u306d\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u8aad\u307f\u7d42\u3048\u305f\u3053\u308d\u306b\u306f\u81ea\u4fe1\u3092\u6301\u3063\u3066\u5224\u65ad\u3067\u304d\u308b\u3088\u3046\u306b\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u691c\u8a0e\u3059\u3079\u304d\u88dc\u511f\u306b\u3064\u3044\u3066\u4e01\u5be7\u306b\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<span class=\"c-balloon__shapes\"><span class=\"c-balloon__before\"><\/span><span class=\"c-balloon__after\"><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<style>\r\n\/* \u76e3\u4fee\u8005\u30fb\u8457\u8005\u30dc\u30c3\u30af\u30b9\u5171\u901a *\/\r\n.supervisor-profile-box {\r\n    border: 1px solid #ddd;\r\n    border-radius: 8px;\r\n    padding: 1.75em 1.5em 1.5em;\r\n    box-shadow: 0 2px 4px rgba(0,0,0,0.05);\r\n    background-color: #fafafa;\r\n    max-width: 780px;\r\n    margin: 2em 0;\r\n    font-size: 0.95rem;\r\n}\r\n\r\n\/* \u30dc\u30c3\u30af\u30b9\u4e0a\u90e8\u306e\u30bf\u30a4\u30c8\u30eb\uff08\u300c\u672c\u8a18\u4e8b\u306e\u8457\u8005\u300d\u306a\u3069\uff09 *\/\r\n.supervisor-profile-box .box-title {\r\n    color: #333;\r\n    margin: 0 0 0.75rem 0;\r\n    text-align: left;\r\n    font-size: 0.85rem;\r\n    letter-spacing: 0.08em;\r\n}\r\n\r\n\/* \u30a2\u30a4\u30b3\u30f3\u3068\u30c6\u30ad\u30b9\u30c8\u3092\u6a2a\u4e26\u3073\u306b\u3059\u308b\u30e9\u30c3\u30d1\u30fc *\/\r\n.supervisor-profile-box .content-wrapper {\r\n    display: flex;\r\n    align-items: flex-start;\r\n    gap: 20px;\r\n}\r\n\r\n\/* \u30a2\u30a4\u30b3\u30f3\u753b\u50cf\uff08\u5186\u5f62\uff09 *\/\r\n.supervisor-profile-box .supervisor-icon {\r\n    width: 80px;\r\n    height: 80px;\r\n    border-radius: 50%;\r\n    object-fit: cover;\r\n    border: 3px solid #fff;\r\n    box-shadow: 0 1px 3px rgba(0,0,0,0.12);\r\n    flex-shrink: 0;\r\n}\r\n\r\n\/* \u30c6\u30ad\u30b9\u30c8\u60c5\u5831\u5168\u4f53 *\/\r\n.supervisor-profile-box .supervisor-info {\r\n    flex: 1;\r\n}\r\n\r\n\/* \u80a9\u66f8\u304d *\/\r\n.supervisor-profile-box .supervisor-role {\r\n    font-size: 0.85rem;\r\n    color: #777;\r\n    margin: 0 0 0.25rem;\r\n    font-weight: bold;\r\n}\r\n\r\n\/* \u540d\u524d *\/\r\n.supervisor-profile-box .supervisor-name {\r\n    font-size: 1.1rem;\r\n    font-weight: bold;\r\n    color: #111;\r\n    margin: 0 0 0.75rem;\r\n}\r\n\r\n\/* \u30d7\u30ed\u30d5\u30a3\u30fc\u30eb\u6982\u8981\u6587 *\/\r\n.supervisor-profile-box .supervisor-bio {\r\n    font-size: 0.9rem;\r\n    line-height: 1.8;\r\n    color: #333;\r\n    margin: 0;\r\n}\r\n\r\n\/* \u25bc \u30b9\u30de\u30db\u8868\u793a\uff08\u30ec\u30b9\u30dd\u30f3\u30b7\u30d6\uff09\u5bfe\u5fdc \u25bc *\/\r\n@media (max-width: 600px) {\r\n    .supervisor-profile-box {\r\n        padding: 1.5em 1.25em;\r\n    }\r\n\r\n    .supervisor-profile-box .content-wrapper {\r\n        gap: 16px;\r\n        align-items: center;\r\n    }\r\n\r\n    .supervisor-profile-box .supervisor-icon {\r\n        width: 72px;\r\n        height: 72px;\r\n    }\r\n\r\n    .supervisor-profile-box .supervisor-name {\r\n        font-size: 1rem;\r\n        margin-bottom: 0.5rem;\r\n    }\r\n\r\n    .supervisor-profile-box .box-title {\r\n        text-align: center;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<aside class=\"supervisor-profile-box\" itemprop=\"author\" itemscope itemtype=\"https:\/\/schema.org\/Person\">\r\n  <p class=\"box-title\">\r\n    <span class=\"swl-marker mark_yellow\"><strong>\u672c\u8a18\u4e8b\u306e\u8457\u8005<\/strong><\/span>\r\n  <\/p>\r\n\r\n  <div class=\"content-wrapper\">\r\n    <img decoding=\"async\" \r\n      src=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2020\/04\/HokenTimes_201708_logo_C-150x150.jpg\" \r\n \u00a0 \u00a0 \u00a0alt=\"\u4fdd\u967a\u76f8\u8ac7Times\u7de8\u96c6\u90e8\" \r\n      class=\"supervisor-icon\"\r\n      itemprop=\"image\"\r\n      width=\"80\" \r\n      height=\"80\"\r\n    \/>\r\n\r\n    <div class=\"supervisor-info\">\r\n \u00a0 \u00a0 \u00a0<p class=\"supervisor-role\" itemprop=\"jobTitle\">\u4fdd\u967a\u76f8\u8ac7Times \u7de8\u96c6\u90e8 \u517c \u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc<\/p>\r\n \u00a0 \u00a0 \u00a0<p class=\"supervisor-name\" itemprop=\"name\">\u83c5\u751f\u3000\u4e98<\/p>\r\n \u00a0 \u00a0 \u00a0<p class=\"supervisor-bio\" itemprop=\"description\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30d7\u30e9\u30f3\u30ca\u30fc\u3068\u3057\u3066\u3001\u500b\u4eba\u306e\u5bb6\u8a08\u76f8\u8ac7\u304b\u3089\u4e2d\u5c0f\u4f01\u696d\u306e\u4fdd\u967a\u30fb\u30ea\u30b9\u30af\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u307e\u3067\u3001\u304a\u91d1\u3068\u4fdd\u967a\u306e\u5206\u91ce\u3067\u5ef6\u30791\u4e07\u4eba\u4ee5\u4e0a\u3092\u30b5\u30dd\u30fc\u30c8\u3002<br>\u500b\u4eba\u30fb\u6cd5\u4eba\u5411\u3051\u306e\u751f\u547d\u4fdd\u967a\u3001\u640d\u5bb3\u4fdd\u967a\u306a\u3069\u5e45\u5e83\u3044\u5206\u91ce\u3092\u53d6\u308a\u6271\u3044\u3001\u5f53\u30e1\u30c7\u30a3\u30a2\u306e\u76e3\u4fee\u3092\u62c5\u5f53\u3002\u8aad\u8005\u304c\u81ea\u5206\u306b\u5408\u3063\u305f\u4fdd\u967a\u3084\u304a\u91d1\u306e\u9078\u629e\u304c\u3067\u304d\u308b\u3088\u3046\u3001\u5c02\u9580\u7684\u306a\u5185\u5bb9\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u4f1d\u3048\u308b\u3053\u3068\u3092\u5927\u5207\u306b\u3057\u3066\u3044\u308b\u3002\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/aside>\r\n\n\n\n\n<h2 class=\"wp-block-heading\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306b\u6240\u5f97\u4fdd\u969c\u30fb\u5c31\u696d\u4e0d\u80fd\u4fdd\u969c\u304c\u5fc5\u8981\u306a\u7406\u7531<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d50\u8ad6\u304b\u3089\u8a00\u3046\u3068\u3001<strong><span class=\"swl-marker mark_yellow\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u516c\u7684\u4fdd\u969c\u304c\u624b\u8584\u306a\u305f\u3081\u3001\u81ea\u52a9\u52aa\u529b\u3067\u306e\u5099\u3048\u304c\u5fc5\u9808<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u793e\u54e1\u3068\u7570\u306a\u308a\u300c\u6709\u7d66\u4f11\u6687\u300d\u3082\u300c\u4f11\u8077\u5236\u5ea6\u300d\u3082\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u306e\u5177\u4f53\u7684\u306a\u30ea\u30b9\u30af\u306e\u80cc\u666f\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">\u30fb\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a\u306b\u306f\u300c\u50b7\u75c5\u624b\u5f53\u91d1\u300d\u304c\u306a\u3044<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30fb\u969c\u5bb3\u5e74\u91d1\uff08\u516c\u7684\u4fdd\u969c\uff09\u3060\u3051\u3067\u306f\u751f\u6d3b\u8cbb\u304c\u4e0d\u8db3\u3059\u308b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30fb\u6cbb\u7642\u8cbb\u3068\u751f\u6d3b\u8cbb\u306e\u30c0\u30d6\u30eb\u30d1\u30f3\u30c1\u306b\u5099\u3048\u308b\u5fc5\u8981\u304c\u3042\u308b<\/p>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/point-1024x536.png\" alt=\"\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306b\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u304c\u5fc5\u8981\u306a\u7406\u7531\" class=\"wp-image-16245\" srcset=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/point-1024x536.png 1024w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/point-300x157.png 300w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/point-768x402.png 768w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/point.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u7406\u75311\uff1a\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a\u306b\u306f\u300c<em>\u50b7\u75c5\u624b\u5f53\u91d1<\/em><sup data-fn=\"0f50d190-44a7-400e-8c77-2ee7ee461460\" class=\"fn\"><a href=\"#0f50d190-44a7-400e-8c77-2ee7ee461460\" id=\"0f50d190-44a7-400e-8c77-2ee7ee461460-link\">1<\/a><\/sup>\u300d\u304c\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u793e\u54e1\u304c\u52a0\u5165\u3059\u308b\u5065\u5eb7\u4fdd\u967a\uff08\u793e\u4f1a\u4fdd\u967a\uff09\u306b\u306f\u3001\u75c5\u6c17\u3084\u30b1\u30ac\u3067\u4f11\u3093\u3060\u969b\u306b\u7d66\u4e0e\u306e\u7d043\u5206\u306e2\u304c\u652f\u7d66\u3055\u308c\u308b\u300c<a href=\"https:\/\/hokentimes.com\/article\/life\/sickness_injurybenefits\/\">\u50b7\u75c5\u624b\u5f53\u91d1<\/a>\u300d\u3068\u3044\u3046\u5236\u5ea6\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3057\u304b\u3057\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u52a0\u5165\u3059\u308b\u300c<strong><span class=\"swl-marker mark_yellow\">\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a\u300d\u306b\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u50b7\u75c5\u624b\u5f53\u91d1\u306e\u5236\u5ea6\u304c\u3042\u308a\u307e\u305b\u3093<\/span><\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3064\u307e\u308a\u3001\u30a4\u30f3\u30d5\u30eb\u30a8\u30f3\u30b6\u30671\u9031\u9593\u5bdd\u8fbc\u3093\u3060\u3060\u3051\u3067\u3082\u3001\u305d\u306e\u671f\u9593\u306e\u53ce\u5165\u306f\u5b8c\u5168\u306b\u30b9\u30c8\u30c3\u30d7\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7406\u75312\uff1a\u969c\u5bb3\u5e74\u91d1\uff08\u516c\u7684\u4fdd\u969c\uff09\u3060\u3051\u3067\u306f\u751f\u6d3b\u8cbb\u304c\u4e0d\u8db3\u3059\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e07\u304c\u4e00\u3001\u969c\u5bb3\u72b6\u614b\u306b\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u516c\u7684\u306a\u300c<em>\u969c\u5bb3\u5e74\u91d1<\/em><sup data-fn=\"ae482e5f-933a-4ef6-903c-f8faf281c304\" class=\"fn\"><a href=\"#ae482e5f-933a-4ef6-903c-f8faf281c304\" id=\"ae482e5f-933a-4ef6-903c-f8faf281c304-link\">2<\/a><\/sup>\u300d\u304c\u652f\u7d66\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3057\u304b\u3057\u3001\u4f1a\u793e\u54e1\u304c\u300c\u969c\u5bb3\u539a\u751f\u5e74\u91d1\u300d\u3068\u300c\u969c\u5bb3\u57fa\u790e\u5e74\u91d1\u300d\u306e2\u968e\u5efa\u3066\u3067\u3042\u308b\u306e\u306b\u5bfe\u3057\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f<strong><span class=\"swl-marker mark_yellow\">\u300c\u969c\u5bb3\u57fa\u790e\u5e74\u91d1\u300d\u306e\u307f<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56fd\u6c11\u5e74\u91d1\uff08\u969c\u5bb3\u57fa\u790e\u5e74\u91d1\uff09\u306e\u652f\u7d66\u984d\u3060\u3051\u3067\u306f\u3001\u90fd\u5fc3\u90e8\u3067\u751f\u6d3b\u3092\u7dad\u6301\u3057\u3055\u3089\u306b\u6cbb\u7642\u8cbb\u3092\u6255\u3046\u306e\u306f\u6975\u3081\u3066\u56f0\u96e3\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7406\u75313\uff1a\u6cbb\u7642\u8cbb\u3068\u751f\u6d3b\u8cbb\u306e\u30c0\u30d6\u30eb\u30d1\u30f3\u30c1\u306b\u5099\u3048\u308b\u5fc5\u8981\u304c\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u75c5\u6c17\u3084\u30b1\u30ac\u3067\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u3068\u304d\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3092\u6700\u3082\u82e6\u3057\u3081\u308b\u306e\u304c<strong>\u300c\u53ce\u5165\u306f\u30bc\u30ed\u306b\u306a\u308b\u306e\u306b\u3001\u652f\u51fa\u306f\u5897\u3048\u308b\u300d\u3068\u3044\u3046\u73fe\u5b9f<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u793e\u54e1\u3067\u3042\u308c\u3070\u6709\u7d66\u4f11\u6687\u3084\u50b7\u75c5\u624b\u5f53\u91d1\u3067\u53ce\u5165\u304c\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u304c\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u4f11\u3093\u3060\u77ac\u9593\u304b\u3089\u53ce\u5165\u304c\u9014\u7d76\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3057\u304b\u3057\u3001\u751f\u304d\u3066\u3044\u308b\u9650\u308a\u304a\u91d1\u306f\u51fa\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border -border01\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list is-style-check_list\">\n<li><strong>\u5897\u3048\u308b\u652f\u51fa<\/strong>\uff1a\u5165\u9662\u8cbb\u3001\u624b\u8853\u4ee3\u3001\u901a\u9662\u4ea4\u901a\u8cbb\u3001\u85ac\u4ee3\u306a\u3069<\/li>\n\n\n\n<li><strong>\u6e1b\u3089\u306a\u3044\u652f\u51fa<\/strong>\uff1a\u5bb6\u8cc3\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\uff09\u3001\u5149\u71b1\u8cbb\u3001\u98df\u8cbb\u3001\u901a\u4fe1\u8cbb\u3001<strong>\u7a0e\u91d1\u30fb\u793e\u4f1a\u4fdd\u967a\u6599<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u3001\u4f4f\u6c11\u7a0e\u3084\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a\u6599\u306a\u3069\u306e\u300c\u516c\u7684\u306a\u652f\u6255\u3044\u300d\u306f\u3001\u75c5\u6c17\u3067\u5bdd\u8fbc\u3093\u3067\u3044\u3066\u3082\u514d\u9664\u3055\u308c\u305a\u3001\u8acb\u6c42\u304c\u6765\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8caf\u91d1\u3092\u5207\u308a\u5d29\u3057\u306a\u304c\u3089\u9ad8\u984d\u306a\u6cbb\u7642\u8cbb\u3092\u6255\u3044\u3001\u3055\u3089\u306b\u751f\u6d3b\u8cbb\u3082\u8cc4\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044<strong><span class=\"swl-marker mark_yellow\">\u300c\u7d4c\u6e08\u7684\u306a\u30c0\u30d6\u30eb\u30d1\u30f3\u30c1\u300d\u306b\u8010\u3048\u3089\u308c\u308b\u3060\u3051\u306e\u8caf\u84c4\u304c\u306a\u3044\u5834\u5408\u3001\u751f\u6d3b\u304c\u7834\u7dbb\u3059\u308b\u30ea\u30b9\u30af\u304c\u975e\u5e38\u306b\u9ad8\u304f\u306a\u308a\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n<div class=\"show_pc\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<div class=\"cta_btn_mail cta_new\">\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span><\/a> \u00a0 \u00a0 \u00a0 \r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<div class=\"cta_btn_mail_sp show_sp sp_cta_new\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<p>&nbsp;<\/p>\r\n\t\t<div class=\"cta_btn_new\">\t\t\t\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span> <\/a>\r\n\t\t\t<p>&nbsp;<\/p>\r\n\t<\/div>\r\n<\/div>\r\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u5099\u3048\u308b\u3079\u304d3\u3064\u306e\u4fdd\u967a\u3068\u9055\u3044<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u3068\u304d\u306e\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\u4fdd\u967a\u306f\u3001\u4e3b\u306b\u4ee5\u4e0b\u306e3\u7a2e\u985e\u306b\u5206\u985e\u3055\u308c\u307e\u3059\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u308c\u305e\u308c\u306e\u7279\u5fb4\u3092\u7406\u89e3\u3057\u3001\u81ea\u5206\u306e\u50cd\u304d\u65b9\u306b\u5408\u3063\u305f\u3082\u306e\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-small_ttl\"><div class=\"cap_box_ttl\"><span>\u4fdd\u967a\u306e\u7a2e\u985e<\/span><\/div><div class=\"cap_box_content\">\n<p class=\"wp-block-paragraph\"><strong>\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a<\/strong>\uff1a\u9577\u671f\u9593\u50cd\u3051\u306a\u3044\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\uff08\u30b3\u30b9\u30d1\u91cd\u8996\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6240\u5f97\u88dc\u511f\u4fdd\u967a<\/strong>\uff1a\u77ed\u671f\u306e\u5165\u9662\u3084\u81ea\u5b85\u7642\u990a\u304b\u3089\u5099\u3048\u308b\uff08\u30ab\u30d0\u30fc\u7bc4\u56f2\u91cd\u8996\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u533b\u7642\u4fdd\u967a<\/strong>\uff1a\u6cbb\u7642\u8cbb\uff08\u624b\u8853\u30fb\u5165\u9662\uff09\u306e\u5b9f\u8cbb\u306b\u5099\u3048\u308b<\/p>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/three_insurance-1024x536.png\" alt=\"3\u3064\u306e\u4fdd\u967a\" class=\"wp-image-16247\" srcset=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/three_insurance-1024x536.png 1024w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/three_insurance-300x157.png 300w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/three_insurance-768x402.png 768w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/three_insurance.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_yellow\">\u300c\u56de\u5fa9\u307e\u3067\u9577\u671f\u9593\u304b\u304b\u308b\u75c5\u6c17\u300d\u3067\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u72b6\u614b<\/span><\/strong>\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u4fdd\u967a\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u7684\u306b\u300c60\u65e5\u9593\u300d\u306a\u3069\u306e\u514d\u8cac\u671f\u9593\uff08\u652f\u6255\u308f\u308c\u306a\u3044\u671f\u9593\uff09\u304c\u3042\u308b\u4ee3\u308f\u308a\u306b\u3001\u4fdd\u967a\u6599\u304c\u5272\u5b89\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u3046\u3064\u75c5\u300d\u306a\u3069\u306e\u7cbe\u795e\u75be\u60a3\u3092\u30ab\u30d0\u30fc\u3059\u308b\u304b\u3069\u3046\u304b\u306f\u5546\u54c1\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_yellow\">\u7d66\u4ed8\u91d1\u306e\u984d\u3084\u671f\u9593\u306f\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u3001\u3057\u3063\u304b\u308a\u3068\u6bd4\u8f03\u691c\u8a0e<\/span><\/strong>\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"is-style-dent_box wp-block-paragraph\">\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u306e\u8a73\u3057\u3044\u89e3\u8aac\u306b\u3064\u3044\u3066\u306f\u3053\u3061\u3089<br><a href=\"https:\/\/hokentimes.com\/article\/life\/disability\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u3068\u306f\uff1f\u4ed5\u7d44\u307f\u30fb\u5fc5\u8981\u6027\u306e\u5224\u65ad\u57fa\u6e96\u3068\u5f8c\u6094\u3057\u306a\u3044\u9078\u3073\u65b9\u3092\u5fb9\u5e95\u89e3\u8aac <\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6240\u5f97\u88dc\u511f\u4fdd\u967a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u75c5\u6c17\u3084\u30b1\u30ac\u3067\u4ed5\u4e8b\u304c\u3067\u304d\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u3001<strong><span class=\"swl-marker mark_yellow\">\u6e1b\u5c11\u3057\u305f\u53ce\u5165\uff08\u6240\u5f97\uff09\u306e\u4e00\u90e8\u3092\u88dc\u511f\u3059\u308b\u4fdd\u967a<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u3088\u308a\u3082\u300c\u514d\u8cac\u671f\u9593\u304c\u77ed\u3044\uff087\u65e5\u306a\u3069\uff09\u300d\u5546\u54c1\u304c\u591a\u304f\u3001\u77ed\u671f\u306e\u5165\u9662\u3084\u81ea\u5b85\u7642\u990a\u3067\u3082\u7d66\u4ed8\u3092\u53d7\u3051\u3084\u3059\u3044\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u4fdd\u967a\u6599\u306f\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u3088\u308a\u3084\u3084\u9ad8\u3081\u306b\u306a\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u533b\u7642\u4fdd\u967a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5165\u9662\u3084\u624b\u8853\u306b\u304b\u304b\u3063\u305f<strong><span class=\"swl-marker mark_yellow\">\u300c\u533b\u7642\u8cbb\u305d\u306e\u3082\u306e\u300d\u3092\u30ab\u30d0\u30fc\u3059\u308b\u4fdd\u967a<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91cd\u8981\u3067\u3059\u304c\u3001\u533b\u7642\u4fdd\u967a\u306f\u3042\u304f\u307e\u3067\u300c\u6cbb\u7642\u8cbb\u300d\u3078\u306e\u5099\u3048\u3067\u3042\u308a\u3001\u300c\u751f\u6d3b\u8cbb\uff08\u5bb6\u8cc3\u3084\u98df\u8cbb\uff09\u300d\u3092\u88dc\u586b\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> \u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u5834\u5408\u3001\u533b\u7642\u4fdd\u967a\u3060\u3051\u3067\u306f\u751f\u6d3b\u304c\u7834\u7dbb\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b\u305f\u3081\u3001\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u3068\u4f75\u7528\u3059\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u3068\u6240\u5f97\u88dc\u511f\u4fdd\u967a\u306e\u6bd4\u8f03\u8868<\/h3>\n\n\n\n<figure class=\"wp-block-table td_to_th_\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a<\/th><th>\u6240\u5f97\u88dc\u511f\u4fdd\u967a<\/th><\/tr><\/thead><tbody><tr><td>\u5bfe\u8c61<\/td><td>\u75c5\u6c17\u30fb\u30b1\u30ac<\/td><td>\u75c5\u6c17\u30fb\u30b1\u30ac\u30fb\u7cbe\u795e\u75be\u60a3<\/td><\/tr><tr><td>\u8ca9\u58f2\u5143<\/td><td>\u751f\u547d\u4fdd\u967a\u4f1a\u793e<\/td><td>\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e<\/td><\/tr><tr><td>\u7d66\u4ed8\u5f62\u5f0f<\/td><td>\u6708\u984d\u7d66\u4ed8\u578b<\/td><td>\u6708\u984d\u307e\u305f\u306f\u4e00\u6642\u91d1\u578b<\/td><\/tr><tr><td>\u514d\u8cac\u671f\u9593<\/td><td>\u9577\u3044\uff0860\u65e5\uff5e180\u65e5\uff09<\/td><td>\u77ed\u3044\uff087\u65e5\uff5e\uff09<\/td><\/tr><tr><td>\u7d66\u4ed8\u671f\u9593<\/td><td>\u9577\u671f\uff0860\u6b73\u306a\u3069\u6e80\u671f\u307e\u3067\uff09<\/td><td>\u77ed\u671f\uff081\u5e74\uff5e2\u5e74\u306a\u3069\uff09<\/td><\/tr><tr><td>\u4fdd\u967a\u6599\u76ee\u5b89<\/td><td>\u6708\u984d3,000\u5186\uff5e6,000\u5186<\/td><td>\u6708\u984d4,000\u5186\uff5e8,000\u5186<\/td><\/tr><tr><td>\u7cbe\u795e\u75be\u60a3<\/td><td>\u5546\u54c1\u306b\u3088\u308b\uff08\u8981\u78ba\u8a8d\uff09<\/td><td>\u5bfe\u8c61\u5916\u304c\u591a\u3044\uff08\u7279\u7d04\u304c\u5fc5\u8981\uff09<\/td><\/tr><tr><td>\u5411\u3044\u3066\u3044\u308b\u4eba<\/td><td>\u9577\u671f\u7642\u990a\u306b\u5099\u3048\u305f\u3044\u4eba<\/td><td>\u5e45\u5e83\u3044\u30ea\u30b9\u30af\u306b\u5099\u3048\u305f\u3044\u4eba<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u5411\u3051\u4fdd\u967a\u306e\u9078\u3073\u65b94\u3064\u306e\u30dd\u30a4\u30f3\u30c8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u591a\u304f\u306e\u5546\u54c1\u306e\u4e2d\u304b\u3089\u3001\u81ea\u5206\u306b\u6700\u9069\u306a\u4fdd\u967a\u3092\u9078\u3076\u305f\u3081\u306e\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">\u30fb\u7d66\u4ed8\u6761\u4ef6\u306b\u300c\u7cbe\u795e\u75be\u60a3\u300d\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u304b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30fb\u514d\u8cac\u671f\u9593\uff08\u5f85\u6a5f\u671f\u9593\uff09\u306f\u8caf\u91d1\u3067\u8010\u3048\u3089\u308c\u308b\u65e5\u6570\u304b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30fb\u7d66\u4ed8\u91d1\u984d\u306f\u751f\u6d3b\u8cbb\u306e\u4e0d\u8db3\u5206\u3092\u88dc\u3048\u308b\u304b<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u7cbe\u795e\u75be\u60a3\u306e\u4fdd\u969c\u6709\u7121<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u3084\u52b4\u50cd\u74b0\u5883\u304b\u3089\u3001\u30e1\u30f3\u30bf\u30eb\u4e0d\u8abf\u306b\u9665\u308b\u30ea\u30b9\u30af\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3057\u304b\u3057\u3001<strong><span class=\"swl-marker mark_yellow\">\u591a\u304f\u306e\u6240\u5f97\u88dc\u511f\u4fdd\u967a\u3067\u306f\u7cbe\u795e\u75be\u60a3\u304c\u4fdd\u969c\u5bfe\u8c61\u5916<\/span><\/strong>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u3046\u3064\u75c5\u300d\u306a\u3069\u3067\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u3082\u30ab\u30d0\u30fc\u3057\u305f\u3044\u306a\u3089\u3001\u7cbe\u795e\u75be\u60a3\u5bfe\u5fdc\u3092\u660e\u8a18\u3057\u3066\u3044\u308b\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u3092\u9078\u3076\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u514d\u8cac\u671f\u9593\u3068\u8caf\u84c4\u306e\u30d0\u30e9\u30f3\u30b9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u514d\u8cac\u671f\u959360\u65e5\u300d\u306e\u5834\u5408\u3001\u75c5\u6c17\u306b\u306a\u3063\u3066\u304b\u3089\u7d042\u30f6\u6708\u9593\u306f\u7d66\u4ed8\u91d1\u304c\u51fa\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8caf\u84c4\u304c\u5341\u5206\u306b\u3042\u308a\u3001\u77ed\u671f\u306e\u7642\u990a\u306a\u3089\u8010\u3048\u3089\u308c\u308b\u4eba\u306f\u514d\u8cac\u671f\u9593\u304c\u9577\u3044\uff08\uff1d\u4fdd\u967a\u6599\u304c\u5b89\u3044\uff09\u30d7\u30e9\u30f3\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> \u9006\u306b\u3001<strong><span class=\"swl-marker mark_yellow\">\u300c\u6765\u6708\u306e\u5bb6\u8cc3\u3082\u4e0d\u5b89\u300d\u3068\u3044\u3046\u65b9\u306f\u3001\u514d\u8cac\u671f\u9593\u304c\u77ed\u3044\u6240\u5f97\u88dc\u511f\u4fdd\u967a<\/span><\/strong>\u3092\u512a\u5148\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7d66\u4ed8\u91d1\u984d\u306e\u8a2d\u5b9a\uff08\u6240\u5f97\u306e50\u301c70%\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6bce\u6708\u306e\u751f\u6d3b\u8cbb\uff08\u5bb6\u8cc3\u3001\u5149\u71b1\u8cbb\u3001\u98df\u8cbb\u306a\u3069\uff09\u304b\u3089\u3001\u969c\u5bb3\u57fa\u790e\u5e74\u91d1\u3092\u5f15\u3044\u305f\u984d\u3092\u76ee\u5b89\u306b\u8a2d\u5b9a\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u7684\u306b\u306f\u3001<strong><span class=\"swl-marker mark_yellow\">\u5e73\u5747\u6708\u53ce\u306e50%\u301c70%\u7a0b\u5ea6<\/span><\/strong>\u3092\u76ee\u5b89\u306b\u3059\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9ad8\u984d\u306b\u3057\u3059\u304e\u308b\u3068\u4fdd\u967a\u6599\u304c\u751f\u6d3b\u3092\u5727\u8feb\u3059\u308b\u305f\u3081\u3001\u6700\u4f4e\u9650\u306e\u751f\u6d3b\u7dad\u6301\u30b3\u30b9\u30c8\u3067\u8a08\u7b97\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n<div class=\"show_pc\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<div class=\"cta_btn_mail cta_new\">\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span><\/a> \u00a0 \u00a0 \u00a0 \r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<div class=\"cta_btn_mail_sp show_sp sp_cta_new\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<p>&nbsp;<\/p>\r\n\t\t<div class=\"cta_btn_new\">\t\t\t\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span> <\/a>\r\n\t\t\t<p>&nbsp;<\/p>\r\n\t<\/div>\r\n<\/div>\r\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u7a0e\u91d1\u306e\u8a71\uff1a\u4fdd\u967a\u6599\u306f\u300c\u7d4c\u8cbb\u300d\u306b\u306a\u308b\uff1f\u63a7\u9664\u306b\u306a\u308b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u3053\u3092\u8aa4\u89e3\u3057\u3066\u3044\u308b\u65b9\u304c\u591a\u3044\u305f\u3081\u3001<strong><span class=\"swl-marker mark_yellow\">\u78ba\u5b9a\u7533\u544a\u524d\u306b\u5fc5\u305a\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044<\/span><\/strong>\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl\"><div class=\"cap_box_ttl\"><span>\u7a0e\u52d9\u4e0a\u306e\u53d6\u308a\u6271\u3044\u30dd\u30a4\u30f3\u30c8<\/span><\/div><div class=\"cap_box_content\">\n<p class=\"wp-block-paragraph\">\u30fb\u500b\u4eba\u7684\u306b\u52a0\u5165\u3059\u308b\u4fdd\u967a\u306f\u3001\u539f\u5247\u300c\u7d4c\u8cbb\u300d\u306b\u306f\u306a\u3089\u306a\u3044<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30fb\u300c\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664\u300d\u307e\u305f\u306f\u300c\u4ecb\u8b77\u533b\u7642\u4fdd\u967a\u6599\u63a7\u9664\u300d\u306e\u5bfe\u8c61\u306b\u306a\u308b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30fb\u4e00\u90e8\u306e\u300c\u4e8b\u696d\u8cbb\u7528\u4fdd\u967a\u300d\u306a\u3069\u306f\u7d4c\u8cbb\u8a08\u4e0a\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308b<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u539f\u5247\uff1a\u300c<em>\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664<\/em><sup data-fn=\"a12b217e-bfbb-4732-b880-b184ea431242\" class=\"fn\"><a href=\"#a12b217e-bfbb-4732-b880-b184ea431242\" id=\"a12b217e-bfbb-4732-b880-b184ea431242-link\">3<\/a><\/sup>\u300d\u3068\u3057\u3066\u51e6\u7406<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u500b\u4eba\u4e8b\u696d\u4e3b\u304c\u81ea\u5206\u81ea\u8eab\u306e\u305f\u3081\u306b\u52a0\u5165\u3059\u308b\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u3084\u6240\u5f97\u88dc\u511f\u4fdd\u967a\u306e\u4fdd\u967a\u6599\u306f\u3001<strong><span class=\"swl-marker mark_yellow\">\u4e8b\u696d\u306e\u7d4c\u8cbb\uff08\u640d\u5bb3\u4fdd\u967a\u6599\uff09\u3068\u3057\u3066\u8a08\u4e0a\u3059\u308b\u3053\u3068\u306f\u539f\u5247\u3067\u304d\u307e\u305b\u3093<\/span><\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u306e\u4ee3\u308f\u308a\u3001\u78ba\u5b9a\u7533\u544a\u306e\u969b\u306b<strong>\u300c<em>\u4ecb\u8b77\u533b\u7642\u4fdd\u967a\u6599\u63a7\u9664<\/em><\/strong><strong>\u300d<\/strong>\u306a\u3069\u306e\u5bfe\u8c61\u3068\u3057\u3066\u3001\u6240\u5f97\u304b\u3089\u63a7\u9664\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b\u5916\uff1a\u7d4c\u8cbb\u306b\u3067\u304d\u308b\u30b1\u30fc\u30b9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u5354\u4f1a\u306a\u3069\u304c\u63d0\u4f9b\u3059\u308b\u300c\u6240\u5f97\u88dc\u511f\u5236\u5ea6\u300d\u3084\u3001\u4e8b\u696d\u6d3b\u52d5\u306e\u4f11\u6b62\u306b\u3088\u308b\u640d\u5931\u3092\u88dc\u586b\u3059\u308b\u300c\u5e97\u8217\u4f11\u696d\u4fdd\u967a\u300d\u306e\u3088\u3046\u306a\u6027\u8cea\u306e\u3082\u306e\u306f\u3001\u4e00\u90e8\u3092\u7d4c\u8cbb\u8a08\u4e0a\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001<strong><span class=\"swl-marker mark_yellow\">\u7a0e\u52d9\u5224\u65ad\u306f\u500b\u5225\u306e\u5951\u7d04\u5185\u5bb9\u306b\u3088\u308b\u305f\u3081\u3001\u5fc5\u305a\u7a0e\u7406\u58eb\u3084\u7a0e\u52d9\u7f72\u3078\u78ba\u8a8d\u3092\u884c\u3063\u3066\u304f\u3060\u3055\u3044<\/span><\/strong>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6240\u5f97\u88dc\u511f\u4fdd\u967a\u306e\u4fdd\u967a\u6599\u3092\u7d4c\u8cbb\u306b\u3059\u308b\u969b\u306e\u52d8\u5b9a\u79d1\u76ee\u3068\u4ed5\u8a33\u4f8b<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"668\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/05\/tax.jpg\" alt=\"\u7a0e\u91d1\" class=\"wp-image-14735\" srcset=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/05\/tax.jpg 1000w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/05\/tax-300x200.jpg 300w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/05\/tax-768x513.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u967a\u6599\u3092\u4e8b\u696d\u7528\u306e\u53e3\u5ea7\u304b\u3089\u5f15\u304d\u843d\u3068\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u305d\u306e\u4fdd\u967a\u304c\u300c\u7d4c\u8cbb\u3068\u3057\u3066\u8a8d\u3081\u3089\u308c\u308b\u304b\u300d\u306b\u3088\u3063\u3066\u4f7f\u7528\u3059\u308b\u52d8\u5b9a\u79d1\u76ee\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u57fa\u672c\u7684\u306b\u306f\u4ee5\u4e0b\u306e2\u30d1\u30bf\u30fc\u30f3\u306b\u5206\u304b\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d1\u30bf\u30fc\u30f31\uff1a\u7d4c\u8cbb\u3068\u3057\u3066\u8a08\u4e0a\u3067\u304d\u308b\u5834\u5408<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8b\u696d\u6d3b\u52d5\u306e\u4f11\u6b62\u306b\u3088\u308b\u5e97\u8217\u306e\u5bb6\u8cc3\u88dc\u511f\u3084\u3001\u4ee3\u66ff\u8981\u54e1\u306e\u78ba\u4fdd\u8cbb\u7528\u3092\u88dc\u511f\u3059\u308b\u4fdd\u967a\u306a\u3069\u3001<strong>\u300c\u4e8b\u696d\u9042\u884c\u4e0a\u5fc5\u8981\u306a\u7d4c\u8cbb\u300d\u3068\u8a8d\u3081\u3089\u308c\u308b\u5834\u5408<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u5834\u5408\u3001\u52d8\u5b9a\u79d1\u76ee\u306f<strong><span class=\"swl-marker mark_yellow\">\u300c\u640d\u5bb3\u4fdd\u967a\u6599\u300d<\/span><\/strong>\u3092\u4f7f\u7528\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_orange\">\u3010\u4ed5\u8a33\u4f8b\uff1a\u4fdd\u967a\u659910,000\u5186\u3092\u4e8b\u696d\u7528\u53e3\u5ea7\u304b\u3089\u652f\u6255\u3063\u305f\u3011<\/span><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u501f\u65b9\uff08\u5de6\uff09<\/th><th>\u91d1\u984d<\/th><th>\u8cb8\u65b9\uff08\u53f3\uff09<\/th><th>\u91d1\u984d<\/th><th>\u6458\u8981<\/th><\/tr><\/thead><tbody><tr><td>\u640d\u5bb3\u4fdd\u967a\u6599<\/td><td>10,000<\/td><td>\u666e\u901a\u9810\u91d1<\/td><td>10,000<\/td><td>\u25ef\u6708\u5206\u4fdd\u967a\u6599<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d1\u30bf\u30fc\u30f32\uff1a\u7d4c\u8cbb\u306b\u306a\u3089\u305a\u300c\u63a7\u9664\u300d\u3068\u306a\u308b\u5834\u5408\uff08\u4e00\u822c\u7684\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u8eab\u306e\u751f\u6d3b\u8cbb\u3092\u88dc\u586b\u3059\u308b\u305f\u3081\u306e\u4e00\u822c\u7684\u306a\u6240\u5f97\u88dc\u511f\u4fdd\u967a\u3084\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u306f\u3001<strong>\u300c\u500b\u4eba\u7684\u306a\u652f\u51fa\u300d<\/strong>\u3068\u307f\u306a\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8b\u696d\u7528\u53e3\u5ea7\u304b\u3089\u652f\u6255\u3063\u305f\u5834\u5408\u306f\u3001\u300c\u4e8b\u696d\u4e3b\u8cb8\u300d\u3068\u3044\u3046\u52d8\u5b9a\u79d1\u76ee\u3067\u51e6\u7406\u3057\u3001\u7d4c\u8cbb\u304b\u3089\u306f\u9664\u5916\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> \u3053\u306e\u5206\u306f\u78ba\u5b9a\u7533\u544a\u66f8B\u306e\u300c\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664\u300d\u307e\u305f\u306f\u300c\u4ecb\u8b77\u533b\u7642\u4fdd\u967a\u6599\u63a7\u9664\u300d\u306e\u6b04\u3067\u7533\u544a\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_orange\">\u3010\u4ed5\u8a33\u4f8b\uff1a\u4fdd\u967a\u65995,000\u5186\u3092\u4e8b\u696d\u7528\u53e3\u5ea7\u304b\u3089\u652f\u6255\u3063\u305f\u3011<\/span><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u501f\u65b9\uff08\u5de6\uff09<\/th><th>\u91d1\u984d<\/th><th>\u8cb8\u65b9\uff08\u53f3\uff09<\/th><th>\u91d1\u984d<\/th><th>\u6458\u8981<\/th><\/tr><\/thead><tbody><tr><td>\u4e8b\u696d\u4e3b\u8cb8<\/td><td>5,000<\/td><td>\u666e\u901a\u9810\u91d1<\/td><td>5,000<\/td><td>\u25ef\u6708\u5206\u4fdd\u967a\u6599\uff08\u500b\u4eba\u7528\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"is-style-big_icon_caution wp-block-paragraph\">\u300c\u4e8b\u696d\u4e3b\u8cb8\u300d\u3067\u51e6\u7406\u3057\u305f\u91d1\u984d\u306f\u7d4c\u8cbb\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u304c\u3001\u78ba\u5b9a\u7533\u544a\u306e\u300c\u6240\u5f97\u63a7\u9664\u300d\u306e\u8a08\u7b97\u306b\u306f\u4f7f\u7528\u3057\u307e\u3059\u3002<br><strong><span class=\"swl-marker mark_yellow\">\u63a7\u9664\u8a3c\u660e\u66f8\u306f\u6368\u3066\u305a\u306b\u4fdd\u7ba1<\/span><\/strong>\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u6240\u5f97\u4fdd\u969c\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f(FAQ)<\/h2>\n\n\n\n<dl class=\"swell-block-faq is-style-faq-border\" data-q=\"fill-main\" data-a=\"fill-main\">\n<div class=\"swell-block-faq__item\"><dt class=\"faq_q\"><strong>&#12501;&#12522;&#12540;&#12521;&#12531;&#12473;1&#24180;&#30446;&#12391;&#21454;&#20837;&#12364;&#19981;&#23433;&#23450;&#12391;&#12377;&#12364;&#21152;&#20837;&#12391;&#12365;&#12414;&#12377;&#12363;&#65311;<\/strong><\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_yellow\">&#21152;&#20837;&#12391;&#12365;&#12414;&#12377;&#12290;<\/span><\/strong>&#12383;&#12384;&#12375;&#12289;&#25152;&#24471;&#35036;&#20767;&#20445;&#38522;&#12398;&#22580;&#21512;&#12399;&#12300;&#21069;&#24180;&#12398;&#25152;&#24471;&#12301;&#12434;&#12505;&#12540;&#12473;&#12395;&#21152;&#20837;&#38480;&#24230;&#38989;&#12364;&#27770;&#12414;&#12427;&#12371;&#12392;&#12364;&#22810;&#12356;&#12383;&#12417;&#12289;1&#24180;&#30446;&#12398;&#22580;&#21512;&#12399;&#26368;&#20302;&#38480;&#12398;&#12503;&#12521;&#12531;&#12395;&#12394;&#12427;&#12363;&#12289;&#23450;&#38989;&#12479;&#12452;&#12503;&#12398;&#23601;&#26989;&#19981;&#33021;&#20445;&#38522;&#12434;&#36984;&#12406;&#12371;&#12392;&#12395;&#12394;&#12427;&#12398;&#12364;&#19968;&#33324;&#30340;&#12391;&#12377;&#12290;<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"swell-block-faq__item\"><dt class=\"faq_q\"><strong>&#21103;&#26989;&#12398;&#12501;&#12522;&#12540;&#12521;&#12531;&#12473;&#12391;&#12418;&#21152;&#20837;&#12377;&#12409;&#12365;&#12391;&#12377;&#12363;&#65311;<\/strong><\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\">&#26412;&#26989;&#12364;&#20250;&#31038;&#21729;&#12391;&#12354;&#12428;&#12400;&#12289;&#26412;&#26989;&#20596;&#12391;&#20663;&#30149;&#25163;&#24403;&#37329;&#12364;&#20986;&#12427;&#12383;&#12417;&#12289;&#20778;&#20808;&#24230;&#12399;&#20302;&#12356;&#12391;&#12377;&#12290;&#12383;&#12384;&#12375;&#12289;&#21103;&#26989;&#21454;&#20837;&#12364;&#29983;&#27963;&#12398;&#26609;&#12395;&#12394;&#12387;&#12390;&#12356;&#12427;&#22580;&#21512;&#12399;&#12289;<strong><span class=\"swl-marker mark_yellow\">&#19978;&#20055;&#12379;&#12392;&#12375;&#12390;&#26908;&#35342;&#12377;&#12427;&#20385;&#20516;&#12364;&#12354;&#12426;&#12414;&#12377;<\/span><\/strong>&#12290;<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"swell-block-faq__item\"><dt class=\"faq_q\"><strong>&#21152;&#20837;&#12377;&#12427;&#12479;&#12452;&#12511;&#12531;&#12464;&#12399;&#12356;&#12388;&#12364;&#33391;&#12356;&#12391;&#12377;&#12363;&#65311;<\/strong><\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker 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id=\"a12b217e-bfbb-4732-b880-b184ea431242\"><a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1140.htm\">\u56fd\u7a0e\u5e81_No.1140\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664<\/a> <a href=\"#a12b217e-bfbb-4732-b880-b184ea431242-link\" aria-label=\"\u811a\u6ce8\u53c2\u71673\u306b\u30b8\u30e3\u30f3\u30d7\">\u21a9\ufe0e<\/a><\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3068\u3057\u3066\u50cd\u304f\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u3001\u75c5\u6c17\u3084\u30b1\u30ac\u306b\u3088\u308b\u300c\u50cd\u3051\u306a\u3044\u671f\u9593\u300d\u306f\u6df1\u523b\u306a\u554f\u984c\u3067\u3059\u3002 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