{"id":15403,"date":"2025-10-05T01:15:30","date_gmt":"2025-10-04T16:15:30","guid":{"rendered":"https:\/\/hokentimes.com\/article\/?p=15403"},"modified":"2026-01-22T19:06:57","modified_gmt":"2026-01-22T10:06:57","slug":"freelance","status":"publish","type":"post","link":"https:\/\/hokentimes.com\/article\/life\/freelance\/","title":{"rendered":"\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306b\u5fc5\u8981\u306a\u4fdd\u967a\u306f\uff1f\u57fa\u790e\u77e5\u8b58\u304b\u3089\u4fdd\u967a\u306e\u7a2e\u985e\u3092\u5fb9\u5e95\u89e3\u8aac\uff01"},"content":{"rendered":"\n<div class=\"wp-block-group is-style-big_icon_hatena\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/hokentimes.com\/article\/life\/sole-proprietor\/\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9<\/a>\u306f\u4f1a\u793e\u54e1\u3068\u9055\u3063\u3066\u793e\u4f1a\u4fdd\u969c\u304c\u624b\u8584\u306a\u306e\u304c\u5fc3\u914d\u2026\u2026<\/li>\n\n\n\n<li>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306b\u5fc5\u8981\u306a\u4fdd\u967a\u3092\u77e5\u308a\u305f\u3044\u3002<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u793e\u4f1a\u4fdd\u969c\u304c\u624b\u8584\u306e\u305f\u3081\u3001\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u306e\u30ea\u30b9\u30af\u3092\u8003\u3048\u308b\u3068\u4e0d\u5b89\u3084\u7591\u554f\u3092\u304a\u6301\u3061\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001<strong><span class=\"swl-marker mark_yellow\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u52a0\u5165\u3059\u3079\u304d\u4fdd\u967a\u306e\u7a2e\u985e\u3084\u4fdd\u967a\u6599\u306e\u53d6\u308a\u6271\u3044\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n<div class=\"swell-block-balloon\"><div class=\"c-balloon -bln-left\" data-col=\"gray\"><div class=\"c-balloon__icon -circle\"><img decoding=\"async\" loading=\"lazy\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/11\/ea63e954caf9605a14ec22e88dca545a.jpeg\" alt=\"\" class=\"c-balloon__iconImg\" width=\"80px\" height=\"80px\"><span class=\"c-balloon__iconName\">\u4fdd\u967a\u76f8\u8ac7Times\u7de8\u96c6\u90e8<\/span><\/div><div class=\"c-balloon__body -speaking -border-none\"><div class=\"c-balloon__text\">\n<p>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3067\u6d3b\u8e8d\u3057\u3066\u3044\u308b\u65b9\u306f\u3001\u3054\u81ea\u8eab\u306e\u8eab\u306b\u4f55\u304b\u3042\u3063\u305f\u5834\u5408\u3001\u4f1a\u793e\u54e1\u3088\u308a\u3082\u5927\u5909\u3067\u3059\u3002\u3053\u306e\u8a18\u4e8b\u3067\u3001\u5b89\u5fc3\u3057\u3066\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3068\u3057\u3066\u306e\u6d3b\u52d5\u3092\u7d9a\u3051\u3089\u308c\u308b\u4fdd\u967a\u306e\u7a2e\u985e\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<span class=\"c-balloon__shapes\"><span class=\"c-balloon__before\"><\/span><span class=\"c-balloon__after\"><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<style>\r\n\/* \u76e3\u4fee\u8005\u30fb\u8457\u8005\u30dc\u30c3\u30af\u30b9\u5171\u901a *\/\r\n.supervisor-profile-box {\r\n    border: 1px solid #ddd;\r\n    border-radius: 8px;\r\n    padding: 1.75em 1.5em 1.5em;\r\n    box-shadow: 0 2px 4px rgba(0,0,0,0.05);\r\n    background-color: #fafafa;\r\n    max-width: 780px;\r\n    margin: 2em 0;\r\n    font-size: 0.95rem;\r\n}\r\n\r\n\/* \u30dc\u30c3\u30af\u30b9\u4e0a\u90e8\u306e\u30bf\u30a4\u30c8\u30eb\uff08\u300c\u672c\u8a18\u4e8b\u306e\u8457\u8005\u300d\u306a\u3069\uff09 *\/\r\n.supervisor-profile-box .box-title {\r\n    color: #333;\r\n    margin: 0 0 0.75rem 0;\r\n    text-align: left;\r\n    font-size: 0.85rem;\r\n    letter-spacing: 0.08em;\r\n}\r\n\r\n\/* \u30a2\u30a4\u30b3\u30f3\u3068\u30c6\u30ad\u30b9\u30c8\u3092\u6a2a\u4e26\u3073\u306b\u3059\u308b\u30e9\u30c3\u30d1\u30fc *\/\r\n.supervisor-profile-box .content-wrapper {\r\n    display: flex;\r\n    align-items: flex-start;\r\n    gap: 20px;\r\n}\r\n\r\n\/* \u30a2\u30a4\u30b3\u30f3\u753b\u50cf\uff08\u5186\u5f62\uff09 *\/\r\n.supervisor-profile-box .supervisor-icon {\r\n    width: 80px;\r\n    height: 80px;\r\n    border-radius: 50%;\r\n    object-fit: cover;\r\n    border: 3px solid #fff;\r\n    box-shadow: 0 1px 3px rgba(0,0,0,0.12);\r\n    flex-shrink: 0;\r\n}\r\n\r\n\/* \u30c6\u30ad\u30b9\u30c8\u60c5\u5831\u5168\u4f53 *\/\r\n.supervisor-profile-box .supervisor-info {\r\n    flex: 1;\r\n}\r\n\r\n\/* \u80a9\u66f8\u304d *\/\r\n.supervisor-profile-box .supervisor-role {\r\n    font-size: 0.85rem;\r\n    color: #777;\r\n    margin: 0 0 0.25rem;\r\n    font-weight: bold;\r\n}\r\n\r\n\/* \u540d\u524d *\/\r\n.supervisor-profile-box .supervisor-name {\r\n    font-size: 1.1rem;\r\n    font-weight: bold;\r\n    color: #111;\r\n    margin: 0 0 0.75rem;\r\n}\r\n\r\n\/* \u30d7\u30ed\u30d5\u30a3\u30fc\u30eb\u6982\u8981\u6587 *\/\r\n.supervisor-profile-box .supervisor-bio {\r\n    font-size: 0.9rem;\r\n    line-height: 1.8;\r\n    color: #333;\r\n    margin: 0;\r\n}\r\n\r\n\/* \u25bc \u30b9\u30de\u30db\u8868\u793a\uff08\u30ec\u30b9\u30dd\u30f3\u30b7\u30d6\uff09\u5bfe\u5fdc \u25bc *\/\r\n@media (max-width: 600px) {\r\n    .supervisor-profile-box {\r\n        padding: 1.5em 1.25em;\r\n    }\r\n\r\n    .supervisor-profile-box .content-wrapper {\r\n        gap: 16px;\r\n        align-items: center;\r\n    }\r\n\r\n    .supervisor-profile-box .supervisor-icon {\r\n        width: 72px;\r\n        height: 72px;\r\n    }\r\n\r\n    .supervisor-profile-box .supervisor-name {\r\n        font-size: 1rem;\r\n        margin-bottom: 0.5rem;\r\n    }\r\n\r\n    .supervisor-profile-box .box-title {\r\n        text-align: center;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<aside class=\"supervisor-profile-box\" itemprop=\"author\" itemscope itemtype=\"https:\/\/schema.org\/Person\">\r\n  <p class=\"box-title\">\r\n    <span class=\"swl-marker mark_yellow\"><strong>\u672c\u8a18\u4e8b\u306e\u8457\u8005<\/strong><\/span>\r\n  <\/p>\r\n\r\n  <div class=\"content-wrapper\">\r\n    <img decoding=\"async\" \r\n      src=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2020\/04\/HokenTimes_201708_logo_C-150x150.jpg\" \r\n \u00a0 \u00a0 \u00a0alt=\"\u4fdd\u967a\u76f8\u8ac7Times\u7de8\u96c6\u90e8\" \r\n      class=\"supervisor-icon\"\r\n      itemprop=\"image\"\r\n      width=\"80\" \r\n      height=\"80\"\r\n    \/>\r\n\r\n    <div class=\"supervisor-info\">\r\n \u00a0 \u00a0 \u00a0<p class=\"supervisor-role\" itemprop=\"jobTitle\">\u4fdd\u967a\u76f8\u8ac7Times \u7de8\u96c6\u90e8 \u517c \u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc<\/p>\r\n \u00a0 \u00a0 \u00a0<p class=\"supervisor-name\" itemprop=\"name\">\u83c5\u751f\u3000\u4e98<\/p>\r\n \u00a0 \u00a0 \u00a0<p class=\"supervisor-bio\" itemprop=\"description\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30d7\u30e9\u30f3\u30ca\u30fc\u3068\u3057\u3066\u3001\u500b\u4eba\u306e\u5bb6\u8a08\u76f8\u8ac7\u304b\u3089\u4e2d\u5c0f\u4f01\u696d\u306e\u4fdd\u967a\u30fb\u30ea\u30b9\u30af\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u307e\u3067\u3001\u304a\u91d1\u3068\u4fdd\u967a\u306e\u5206\u91ce\u3067\u5ef6\u30791\u4e07\u4eba\u4ee5\u4e0a\u3092\u30b5\u30dd\u30fc\u30c8\u3002<br>\u500b\u4eba\u30fb\u6cd5\u4eba\u5411\u3051\u306e\u751f\u547d\u4fdd\u967a\u3001\u640d\u5bb3\u4fdd\u967a\u306a\u3069\u5e45\u5e83\u3044\u5206\u91ce\u3092\u53d6\u308a\u6271\u3044\u3001\u5f53\u30e1\u30c7\u30a3\u30a2\u306e\u76e3\u4fee\u3092\u62c5\u5f53\u3002\u8aad\u8005\u304c\u81ea\u5206\u306b\u5408\u3063\u305f\u4fdd\u967a\u3084\u304a\u91d1\u306e\u9078\u629e\u304c\u3067\u304d\u308b\u3088\u3046\u3001\u5c02\u9580\u7684\u306a\u5185\u5bb9\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u4f1d\u3048\u308b\u3053\u3068\u3092\u5927\u5207\u306b\u3057\u3066\u3044\u308b\u3002\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/aside>\r\n\n\n\n\n<h2 class=\"wp-block-heading\">\u3010\u7d50\u8ad6\u3011\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u516c\u7684\u4fdd\u967a\u3060\u3051\u3067\u306f\u5371\u967a\uff01\u6c11\u9593\u4fdd\u967a\u3067\u30ea\u30b9\u30af\u306b\u5099\u3048\u3088\u3046<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_yellow\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u4f1a\u793e\u54e1\u3068\u6bd4\u3079\u3066\u300c\u516c\u7684\u306a\u4fdd\u969c\u300d\u304c\u5727\u5012\u7684\u306b\u4e0d\u8db3\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u6c11\u9593\u306e\u4fdd\u967a\u3067\u30ea\u30b9\u30af\u3092\u30ab\u30d0\u30fc\u3057\u306a\u3051\u308c\u3070\u751f\u6d3b\u304c\u7834\u7dbb\u3059\u308b\u5371\u967a\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u793e\u54e1\u306b\u306f\u3042\u308b\u300c\u50b7\u75c5\u624b\u5f53\u91d1\uff08\u75c5\u6c17\u3067\u4f11\u3093\u3060\u6642\u306e\u7d66\u4e0e\u4fdd\u969c\uff09\u300d\u3084\u300c\u5931\u696d\u4fdd\u967a\u300d\u304c\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306b\u306f\u539f\u5247\u3068\u3057\u3066\u5b58\u5728\u3057\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3064\u307e\u308a\u3001<strong>\u300c\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u77ac\u9593\u304b\u3089\u53ce\u5165\u304c\u30bc\u30ed\u306b\u306a\u308b\u300d\u3068\u3044\u3046\u306e\u304c\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u6700\u5927\u306e\u30ea\u30b9\u30af<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u793e\u54e1\u3068\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u516c\u7684\u4fdd\u969c\u306e\u9055\u3044\u3092\u6bd4\u8f03\u3059\u308b\u3068\u3001\u305d\u306e\u5dee\u306f\u6b74\u7136\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>\u4f1a\u793e\u54e1 (\u5065\u5eb7\u4fdd\u967a\u30fb\u539a\u751f\u5e74\u91d1)<\/th><th>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9 (\u56fd\u4fdd\u30fb\u56fd\u6c11\u5e74\u91d1<\/th><\/tr><\/thead><tbody><tr><td>\u75c5\u6c17\u30fb\u30b1\u30ac\u306e\u6cbb\u7642\u8cbb<\/td><td>3\u5272\u8ca0\u62c5<\/td><td>3\u5272\u8ca0\u62c5<\/td><\/tr><tr><td>\u4f11\u696d\u6642\u306e\u624b\u5f53<\/td><td><strong><em>\u50b7\u75c5\u624b\u5f53\u91d1<\/em><\/strong><sup data-fn=\"11c520c6-d96e-4742-9bec-1f5c58d9062b\" class=\"fn\"><a href=\"#11c520c6-d96e-4742-9bec-1f5c58d9062b\" id=\"11c520c6-d96e-4742-9bec-1f5c58d9062b-link\">1<\/a><\/sup><strong>\u3042\u308a<\/strong> (\u7d66\u4e0e\u306e\u7d042\/3)<\/td><td>\u539f\u5247\u306a\u3057<\/td><\/tr><tr><td>\u8001\u5f8c\u306e\u5e74\u91d1<\/td><td>\u539a\u751f\u5e74\u91d1\uff0b\u57fa\u790e\u5e74\u91d1<\/td><td><strong>\u57fa\u790e\u5e74\u91d1\u306e\u307f<\/strong> (\u5c11\u306a\u3044)<\/td><\/tr><tr><td>\u4ed5\u4e8b\u55aa\u5931\u6642\u306e\u624b\u5f53<\/td><td>\u5931\u696d\u7d66\u4ed8\u3042\u308a<\/td><td>\u306a\u3057<\/td><\/tr><tr><td>\u4ed5\u4e8b\u4e2d\u306e\u4e8b\u6545<\/td><td>\u52b4\u707d\u4fdd\u967a\u3042\u308a<\/td><td><strong>\u539f\u5247\u306a\u3057<\/strong> (\u203b\u7279\u5225\u52a0\u5165\u3092\u9664\u304f)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u4fdd\u969c\u306e\u7a7a\u767d\u300d\u3092\u57cb\u3081\u308b\u305f\u3081\u306b\u3001<strong><span class=\"swl-marker mark_yellow\">\u81ea\u5206\u306b\u5fc5\u8981\u306a\u6c11\u9593\u306e\u4fdd\u967a\u3084\u5171\u6e08\u5236\u5ea6\u3092\u8ce2\u304f\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u304c\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3068\u3057\u3066\u9577\u304f\u751f\u304d\u6b8b\u308b\u305f\u3081\u306e\u5fc5\u9808\u6761\u4ef6<\/span><\/strong>\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/difference-1024x536.png\" alt=\"\u4f1a\u793e\u54e1\u3068\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u9055\u3044\" class=\"wp-image-16207\" srcset=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/difference-1024x536.png 1024w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/difference-300x157.png 300w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/difference-768x402.png 768w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/difference.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div class=\"show_pc\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<div class=\"cta_btn_mail cta_new\">\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span><\/a> \u00a0 \u00a0 \u00a0 \r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<div class=\"cta_btn_mail_sp show_sp sp_cta_new\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<p>&nbsp;<\/p>\r\n\t\t<div class=\"cta_btn_new\">\t\t\t\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span> <\/a>\r\n\t\t\t<p>&nbsp;<\/p>\r\n\t<\/div>\r\n<\/div>\r\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">STEP1. \u307e\u305a\u306f\u300c\u516c\u7684\u4fdd\u967a\u300d\u306e\u7a2e\u985e\u3068\u4fdd\u967a\u6599\u306e\u4ed5\u7d44\u307f\u3092\u77e5\u308b<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305a\u306f\u3001\u65e5\u672c\u56fd\u5185\u306b\u4f4f\u3080\u4ee5\u4e0a\u5fc5\u305a\u52a0\u5165\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u300c\u516c\u7684\u4fdd\u967a\u300d\u306e\u9078\u629e\u80a2\u3068\u3001\u6c17\u306b\u306a\u308b\u4fdd\u967a\u6599\u306e\u9055\u3044\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u533b\u7642\u4fdd\u967a\uff08\u56fd\u4fdd\u30fb\u4efb\u610f\u7d99\u7d9a\u30fb\u56fd\u4fdd\u7d44\u5408\uff09\u306e\u4fdd\u967a\u6599\u6bd4\u8f03<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u9078\u3079\u308b\u5065\u5eb7\u4fdd\u967a\u306f\u4e3b\u306b\u4ee5\u4e0b\u306e3\u3064\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u308c\u305e\u308c\u4fdd\u967a\u6599\u306e\u6c7a\u307e\u308a\u65b9\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u4fdd\u967a\u306e\u7a2e\u985e<\/th><th>\u4fdd\u967a\u6599\u306e\u6c7a\u307e\u308a\u65b9<\/th><th>\u7279\u5fb4\u30fb\u30e1\u30ea\u30c3\u30c8<\/th><\/tr><\/thead><tbody><tr><td><em>\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a (\u56fd\u4fdd)<\/em><sup data-fn=\"1e371ae8-267b-4e96-ad1a-bb7cde378eed\" class=\"fn\"><a href=\"#1e371ae8-267b-4e96-ad1a-bb7cde378eed\" id=\"1e371ae8-267b-4e96-ad1a-bb7cde378eed-link\">2<\/a><\/sup><\/td><td>\u524d\u5e74\u306e<strong>\u6240\u5f97<\/strong>\u306b\u5fdc\u3058\u3066\u5909\u52d5<\/td><td>\u6700\u3082\u4e00\u822c\u7684\u3002\u6276\u990a\u5bb6\u65cf\u3082\u5168\u54e1\u52a0\u5165\u304c\u5fc5\u8981\uff08\u4eba\u6570\u5206\u304b\u304b\u308b\uff09\u3002\u53ce\u5165\u304c\u5897\u3048\u308b\u3068\u4fdd\u967a\u6599\u3082\u4e0a\u304c\u308b\uff08\u4e0a\u9650\u3042\u308a\uff09\u3002<\/td><\/tr><tr><td>\u4efb\u610f\u7d99\u7d9a<\/td><td>\u524d\u8077\u306e\u7d66\u4e0e\u6c34\u6e96\u306b\u57fa\u3065\u304f<\/td><td>\u4f1a\u793e\u54e1\u6642\u4ee3\u306e\u5065\u4fdd\u3092\u6700\u59272\u5e74\u7d99\u7d9a\u3002\u4f1a\u793e\u8ca0\u62c5\u5206\u304c\u306a\u304f\u306a\u308b\u305f\u3081<strong>\u4fdd\u967a\u6599\u306f\u500d<\/strong>\u306b\u306a\u308b\u304c\u3001\u6276\u990a\u5bb6\u65cf\u306f\u7121\u6599\u3002<\/td><\/tr><tr><td>\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a\u7d44\u5408<\/td><td><strong>\u5b9a\u984d<\/strong> (\u8077\u7a2e\u30fb\u7d44\u5408\u306b\u3088\u308b)<\/td><td>\u6587\u82b8\u7f8e\u8853\u56fd\u4fdd\u306a\u3069\u3002\u6240\u5f97\u306b\u95a2\u308f\u3089\u305a\u4fdd\u967a\u6599\u304c\u4e00\u5b9a\u306e\u305f\u3081\u3001<strong>\u5e74\u53ce\u304c\u9ad8\u3044\u4eba\u307b\u3069\u304a\u5f97<\/strong>\u306b\u306a\u308b\u50be\u5411\u304c\u3042\u308b\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-small_ttl\"><div class=\"cap_box_ttl\"><span>\u9078\u3073\u65b9\u306e\u76ee\u5b89<\/span><\/div><div class=\"cap_box_content\">\n<p class=\"wp-block-paragraph\">\u30fb<strong>\u72ec\u7acb\u76f4\u5f8c\u3067\u524d\u5e74\u306e\u5e74\u53ce\u304c\u9ad8\u3044\u5834\u5408<\/strong>\uff1a\u4efb\u610f\u7d99\u7d9a\u304c\u6709\u5229\u306a\u30b1\u30fc\u30b9\u304c\u591a\u3044<br>\u30fb<strong>\u58f2\u4e0a\u304c\u307e\u3060\u5c11\u306a\u3044\u5834\u5408<\/strong>\uff1a\u56fd\u4fdd\u304c\u5b89\u304f\u306a\u308b\u50be\u5411\u304c\u3042\u308b<br>\u30fb<strong>\u7279\u5b9a\u306e\u30af\u30ea\u30a8\u30a4\u30c6\u30a3\u30d6\u8077<\/strong>\uff1a\u56fd\u4fdd\u7d44\u5408\u3078\u306e\u52a0\u5165\u3092\u691c\u8a0e<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u56fd\u6c11\u5e74\u91d1\u4fdd\u967a\u6599\u306f\u5168\u984d\u81ea\u5df1\u8ca0\u62c5\uff01\u4e0a\u4e57\u305b\u304c\u5fc5\u8981\u306a\u7406\u7531<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u52a0\u5165\u3059\u308b\u5e74\u91d1\u306f\u300c\u56fd\u6c11\u5e74\u91d1\uff08\u57fa\u790e\u5e74\u91d1\uff09\u300d\u306e\u307f\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u967a\u6599\u306f\u6240\u5f97\u306b\u95a2\u4fc2\u306a\u304f<strong><span class=\"swl-marker mark_yellow\"><em>\u6708\u984d17,510\u5186<\/em><\/span><\/strong><sup data-fn=\"e593e8a8-27f0-4a67-b9c7-42056ebbee93\" class=\"fn\"><a href=\"#e593e8a8-27f0-4a67-b9c7-42056ebbee93\" id=\"e593e8a8-27f0-4a67-b9c7-42056ebbee93-link\">3<\/a><\/sup>\uff08\u4ee4\u548c7\u5e74\u5ea6\uff09\u306e\u5b9a\u984d\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u5927\u306e\u554f\u984c\u306f\u3001\u4f1a\u793e\u54e1\u306e\u3088\u3046\u306a\u300c\u539a\u751f\u5e74\u91d1\uff08\u4f1a\u793e\u304c\u534a\u5206\u8ca0\u62c5\u3057\u3066\u304f\u308c\u308b\u4e0a\u4e57\u305b\u5e74\u91d1\uff09\u300d\u304c\u306a\u3044\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> \u56fd\u6c11\u5e74\u91d1\u3060\u3051\u3067\u306f\u3001\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u984d\u306f<span class=\"swl-marker mark_yellow\">\u6e80\u984d\u3067\u3082<strong>\u6708\u984d\u7d046.8\u4e07\u5186<\/strong>\u7a0b\u5ea6<\/span>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u3060\u3051\u3067\u8001\u5f8c\u751f\u6d3b\u3092\u9001\u308b\u306e\u306f\u56f0\u96e3\u306a\u305f\u3081\u3001iDeCo\u306a\u3069\u3067\u300c\u81ea\u5206\u5e74\u91d1\u300d\u3092\u4f5c\u308b\u3053\u3068\u304c\u5fc5\u9808\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u696d\u7a2e\u5225\uff01\u52b4\u707d\u4fdd\u967a\uff08\u7279\u5225\u52a0\u5165\uff09\u306e\u4fdd\u967a\u6599\u3068\u52a0\u5165\u30e1\u30ea\u30c3\u30c8<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u6765\u306f\u5f93\u696d\u54e1\u306e\u305f\u3081\u306e\u300c\u52b4\u707d\u4fdd\u967a\u300d\u3067\u3059\u304c\u3001\u7279\u5b9a\u306e\u696d\u7a2e\u3067\u306f\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\uff08\u500b\u4eba\u4e8b\u696d\u4e3b\uff09\u3067\u3082<strong>\u300c<em>\u7279\u5225\u52a0\u5165\u5236\u5ea6<\/em><\/strong><sup data-fn=\"b63a4cf9-4641-4b84-89f4-810c372529c0\" class=\"fn\"><a href=\"#b63a4cf9-4641-4b84-89f4-810c372529c0\" id=\"b63a4cf9-4641-4b84-89f4-810c372529c0-link\">4<\/a><\/sup><strong>\u300d<\/strong>\u3092\u5229\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl\"><div class=\"cap_box_ttl\"><span>\u4e3b\u306a\u5bfe\u8c61\u696d\u7a2e\u3068\u4fdd\u967a\u6599\u30a4\u30e1\u30fc\u30b8<\/span><\/div><div class=\"cap_box_content\">\n<p class=\"wp-block-paragraph\"><strong>\u5efa\u8a2d\u696d\u3001\u904b\u9001\u696d<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>IT\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9<\/strong>\uff08\u30a8\u30f3\u30b8\u30cb\u30a2\u3001Web\u30c7\u30b6\u30a4\u30ca\u30fc\u306a\u3069\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u82b8\u80fd\u5f93\u4e8b\u8005\u3001\u30a2\u30cb\u30e1\u30fc\u30b7\u30e7\u30f3\u5236\u4f5c\u5f93\u4e8b\u8005<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u30d5\u30fc\u30c9\u30c7\u30ea\u30d0\u30ea\u30fc\u914d\u9054\u54e1<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u967a\u6599\u306f\u7d66\u4ed8\u57fa\u790e\u65e5\u984d\uff08\u5e0c\u671b\u3059\u308b\u88dc\u511f\u984d\uff09\u306b\u3088\u3063\u3066\u6c7a\u307e\u308a\u307e\u3059\u304c\u3001<strong><span class=\"swl-marker mark_yellow\">\u6708\u984d\u6570\u5343\u5186\u7a0b\u5ea6\u304b\u3089\u52a0\u5165\u53ef\u80fd<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ed5\u4e8b\u4e2d\u3084\u901a\u52e4\u4e2d\u306e\u30b1\u30ac\u306b\u5bfe\u3057\u3066\u6cbb\u7642\u8cbb\u304c\u7121\u6599\u306b\u306a\u308b\u307b\u304b\u3001\u4f11\u696d\u88dc\u511f\u3082\u51fa\u308b\u305f\u3081\u3001\u5bfe\u8c61\u696d\u7a2e\u306e\u65b9\u306f\u52a0\u5165\u3092\u5f37\u304f\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">STEP2. \u4e0d\u8db3\u3092\u88dc\u3046\u300c\u6c11\u9593\u306e\u4fdd\u967a\u300d\u304a\u3059\u3059\u30814\u9078<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/Risk-and-preparedness-1024x536.png\" alt=\"\u30ea\u30b9\u30af\u3068\u4fdd\u967a\" class=\"wp-image-16209\" srcset=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/Risk-and-preparedness-1024x536.png 1024w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/Risk-and-preparedness-300x157.png 300w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/Risk-and-preparedness-768x402.png 768w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/Risk-and-preparedness.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u7684\u4fdd\u967a\u306e\u4e0d\u8db3\u5206\u3092\u88dc\u3046\u305f\u3081\u306b\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u512a\u5148\u7684\u306b\u691c\u8a0e\u3059\u3079\u304d\u6c11\u9593\u4fdd\u967a\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u50cd\u3051\u306a\u3044\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\u300c\u5c31\u696d\u4e0d\u80fd\u30fb\u6240\u5f97\u88dc\u511f\u4fdd\u967a\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u3082\u512a\u5148\u5ea6\u304c\u9ad8\u3044\u306e\u304c\u3001\u75c5\u6c17\u3084\u30b1\u30ac\u3067\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u671f\u9593\u306e\u53ce\u5165\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u4fdd\u967a\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border -border02\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a<\/strong>\uff1a\u9577\u671f\u306e\u7642\u990a\u306b\u5099\u3048\u308b\uff08\u751f\u547d\u4fdd\u967a\u4f1a\u793e\u304c\u8ca9\u58f2\uff09<\/li>\n\n\n\n<li><strong>\u6240\u5f97\u88dc\u511f\u4fdd\u967a<\/strong>\uff1a\u77ed\u671f\u301c\u4e2d\u671f\u306e\u7642\u990a\u306b\u5099\u3048\u308b\uff08\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e\u304c\u8ca9\u58f2\uff09<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u8caf\u91d1\u3092\u53d6\u308a\u5d29\u3055\u305a\u306b\u751f\u6d3b\u3092\u7dad\u6301\u3067\u304d\u308b\u6bce\u6708\u306e\u751f\u6d3b\u8cbb\u3092\u30ab\u30d0\u30fc\u3059\u308b\u3088\u3046\u306b\u8a2d\u5b9a\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u640d\u5bb3\u8ce0\u511f\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\u300c\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u696d\u52d9\u4e0a\u306e\u30df\u30b9\u3067\u3001\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u3084\u7b2c\u4e09\u8005\u306b\u640d\u5bb3\u3092\u4e0e\u3048\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306b\u5099\u3048\u308b\u4fdd\u967a\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u300c\u60c5\u5831\u6f0f\u6d29\u300d\u300c\u7d0d\u54c1\u7269\u306e\u4e0d\u5177\u5408\u300d\u300c\u501f\u7528\u7269\u306e\u7834\u640d\u300d\u306a\u3069\u304c\u5bfe\u8c61<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u500b\u4eba\u3067\u5951\u7d04\u3059\u308b\u3068\u5272\u9ad8\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u300c\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u5354\u4f1a\u300d\u306a\u3069\u306e\u4f1a\u54e1\u7279\u5178\u3068\u3057\u3066\u4ed8\u5e2f\u3057\u3066\u3044\u308b\u4fdd\u967a\u3092\u5229\u7528\u3059\u308c\u3070\u3001\u5e74\u4f1a\u8cbb\uff081\u4e07\u5186\u7a0b\u5ea6\uff09\u306e\u4e2d\u3067\u624b\u539a\u3044\u88dc\u511f\u304c\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b7b\u4ea1\u30fb\u9ad8\u5ea6\u969c\u5bb3\u306b\u5099\u3048\u308b\u300c\u5b9a\u671f\u4fdd\u967a\u30fb\u53ce\u5165\u4fdd\u969c\u4fdd\u967a\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u304c\u4ea1\u304f\u306a\u3063\u305f\u969b\u3001\u907a\u3055\u308c\u305f\u5bb6\u65cf\u306e\u751f\u6d3b\u8cbb\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306e\u4fdd\u967a\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border -border02\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>\u72ec\u8eab\u306e\u65b9<\/strong>\uff1a\u539f\u5247\u4e0d\u8981\u3067\u3059\uff08\u846c\u5100\u4ee3\u7a0b\u5ea6\u306e\u8caf\u91d1\u304c\u3042\u308c\u3070OK\uff09\u3002<\/li>\n\n\n\n<li><strong>\u5bb6\u65cf\u304c\u3044\u308b\u65b9<\/strong>\uff1a\u5fc5\u9808\u3067\u3059\u3002\u5b50\u4f9b\u304c\u72ec\u7acb\u3059\u308b\u307e\u3067\u306e\u671f\u9593\u3001\u6bce\u6708\u7d66\u4ed8\u91d1\u304c\u53d7\u3051\u53d6\u308c\u308b\u300c\u53ce\u5165\u4fdd\u969c\u4fdd\u967a\u300d\u304c\u5272\u5b89\u3067\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u8001\u5f8c\u8cc7\u91d1\u3092\u4f5c\u308b\u300c\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u30fbiDeCo\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u56fd\u6c11\u5e74\u91d1\u306e\u4e0a\u4e57\u305b\u3068\u3057\u3066\u3001\u8001\u5f8c\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u308b\u305f\u3081\u306e\u5236\u5ea6\u30fb\u4fdd\u967a\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border -border02\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09<\/strong>\uff1a\u639b\u91d1\u304c\u5168\u984d\u6240\u5f97\u63a7\u9664\u306b\u306a\u308a\u3001\u7bc0\u7a0e\u30e1\u30ea\u30c3\u30c8\u304c\u6700\u5927\u3067\u3059\u3002<\/li>\n\n\n\n<li><strong>\u500b\u4eba\u5e74\u91d1\u4fdd\u967a<\/strong>\uff1a\u6c11\u9593\u306e\u4fdd\u967a\u4f1a\u793e\u3067\u7a4d\u307f\u7acb\u3066\u307e\u3059\u3002\u4e00\u5b9a\u306e\u63a7\u9664\u67a0\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305a\u306f\u7a0e\u5236\u512a\u9047\u306e\u5927\u304d\u3044iDeCo\u3092\u512a\u5148\u3057\u3001\u4e88\u7b97\u306b\u5fdc\u3058\u3066\u8a2d\u5b9a\u984d\u3092\u6c7a\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">STEP3. \u4fdd\u967a\u6599\u3092\u7d4c\u8cbb\u30fb\u63a7\u9664\u306b\u3059\u308b\u65b9\u6cd5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u306f\u5bb6\u8a08\u306e\u8ca0\u62c5\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u78ba\u5b9a\u7533\u544a\u3067\u6b63\u3057\u304f\u51e6\u7406\u3059\u308c\u3070\u300c\u7a0e\u91d1\u3092\u5b89\u304f\u3059\u308b\u300d\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u5206\u306e\u4fdd\u967a\u6599\u306f\u300c\u63a7\u9664\u300d\u3001\u4e8b\u696d\u306e\u4fdd\u967a\u6599\u306f\u300c\u7d4c\u8cbb\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u967a\u6599\u306b\u306f\u3001\u300c\u7d4c\u8cbb\u306b\u306a\u308b\u3082\u306e\u300d\u3068\u300c\u6240\u5f97\u63a7\u9664\u306b\u306a\u308b\u3082\u306e\u300d\u306e2\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u3053\u3092\u6df7\u540c\u3057\u306a\u3044\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u533a\u5206<\/th><th>\u6271\u3044<\/th><th>\u5177\u4f53\u7684\u306a\u4fdd\u967a<\/th><\/tr><\/thead><tbody><tr><td>\u81ea\u5206\u306e\u305f\u3081\u306e\u4fdd\u967a<\/td><td>\u6240\u5f97\u63a7\u9664<\/td><td>\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a\u3001\u56fd\u6c11\u5e74\u91d1\u3001\u751f\u547d\u4fdd\u967a\u3001\u533b\u7642\u4fdd\u967a\u3001iDeCo\u306a\u3069<\/td><\/tr><tr><td>\u4e8b\u696d\u306e\u305f\u3081\u306e\u4fdd\u967a<\/td><td>\u7d4c\u8cbb<\/td><td>\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u3001\u706b\u707d\u4fdd\u967a\uff08\u4e8b\u696d\u6240\u5206\uff09\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\uff08\u4e8b\u696d\u7528\uff09\u306a\u3069<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/flowchart-1-1024x536.png\" alt=\"\u30d5\u30ed\u30fc\u30c1\u30e3\u30fc\u30c8\" class=\"wp-image-16210\" srcset=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/flowchart-1-1024x536.png 1024w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/flowchart-1-300x157.png 300w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/flowchart-1-768x402.png 768w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/flowchart-1.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u5168\u984d\u7d4c\u8cbb\u3082\u53ef\u80fd\uff01\u300c\u7d4c\u8cbb\u300d\u3067\u843d\u3068\u305b\u308b\u4fdd\u967a\u306e\u7a2e\u985e<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8b\u696d\u3092\u884c\u3046\u4e0a\u3067\u30ea\u30b9\u30af\u30d8\u30c3\u30b8\u3068\u3057\u3066\u52a0\u5165\u3059\u308b\u640d\u5bb3\u4fdd\u967a\u306f\u3001<strong><span class=\"swl-marker mark_yellow\">\u300c\u640d\u5bb3\u4fdd\u967a\u6599\u300d\u3068\u3057\u3066\u7d4c\u8cbb\u8a08\u4e0a\u304c\u53ef\u80fd<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-good_list\">\n<li><strong>\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a<\/strong>\uff1a\u5168\u984d\u7d4c\u8cbb\u3002<\/li>\n\n\n\n<li><strong>\u706b\u707d\u4fdd\u967a\u30fb\u5730\u9707\u4fdd\u967a<\/strong>\uff1a\u4e8b\u52d9\u6240\u304c\u8cc3\u8cb8\u3084\u6301\u3061\u5bb6\u306e\u5834\u5408\u306f\u3001\u4e8b\u696d\u3067\u4f7f\u7528\u3057\u3066\u3044\u308b\u5e8a\u9762\u7a4d\u306e\u5272\u5408\uff08\u6309\u5206\uff09\u3067\u7d4c\u8cbb\u306b\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u81ea\u52d5\u8eca\u4fdd\u967a<\/strong>\uff1a\u4ed5\u4e8b\u3067\u8eca\u3092\u4f7f\u3046\u5834\u5408\u3001\u8d70\u884c\u8ddd\u96e2\u3084\u4f7f\u7528\u65e5\u6570\u3067\u6309\u5206\u3057\u3066\u7d4c\u8cbb\u306b\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u78ba\u5b9a\u7533\u544a\u3067\u300c\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664\u300d\u3092\u5fd8\u308c\u306a\u3044\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c11\u9593\u306e\u751f\u547d\u4fdd\u967a\u3001\u4ecb\u8b77\u533b\u7642\u4fdd\u967a\u3001\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u3068\u3001\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u306b\u5fdc\u3058\u3066<span class=\"swl-marker mark_yellow\"><strong>\u6700\u592712\u4e07\u5186\u306e\u6240\u5f97\u63a7\u9664<\/strong><\/span>\u304c\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6bce\u5e7410\u6708\u301c11\u6708\u9803\u306b\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u300c\u63a7\u9664\u8a3c\u660e\u66f8\uff08\u30cf\u30ac\u30ad\uff09\u300d\u304c\u5c4a\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u78ba\u5b9a\u7533\u544a\u306e\u969b\u306b\u3053\u306e\u30cf\u30ac\u30ad\u306e\u5185\u5bb9\u3092\u8ee2\u8a18\u3057\u3001\u6dfb\u4ed8\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3001\u7d76\u5bfe\u306b\u6368\u3066\u305a\u306b\u4fdd\u7ba1\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> e-Tax\u306e\u5834\u5408\u306f\u30cf\u30ac\u30ad\u306e\u63d0\u51fa\u3092\u7701\u7565\u3067\u304d\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u304c\u30015\u5e74\u9593\u306e\u4fdd\u7ba1\u7fa9\u52d9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n<div class=\"show_pc\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<div class=\"cta_btn_mail cta_new\">\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span><\/a> \u00a0 \u00a0 \u00a0 \r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<div class=\"cta_btn_mail_sp show_sp sp_cta_new\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<p>&nbsp;<\/p>\r\n\t\t<div class=\"cta_btn_new\">\t\t\t\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span> <\/a>\r\n\t\t\t<p>&nbsp;<\/p>\r\n\t<\/div>\r\n<\/div>\r\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u6599\uff08\u639b\u91d1\uff09\u304c\u5168\u984d\u63a7\u9664\u306b\u306a\u308b\u300c\u5171\u6e08\u5236\u5ea6\u300d<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"640\" height=\"360\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/freelance.jpg\" alt=\"\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\" class=\"wp-image-15415\" srcset=\"https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/freelance.jpg 640w, https:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/10\/freelance-300x169.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306b\u3068\u3063\u3066\u306e\u300c\u9000\u8077\u91d1\u300d\u3084\u300c\u3082\u3057\u3082\u306e\u5099\u3048\u300d\u3068\u3057\u3066\u3001\u56fd\u304c\u7528\u610f\u3057\u3066\u3044\u308b2\u3064\u306e\u5171\u6e08\u5236\u5ea6\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9000\u8077\u91d1\u4ee3\u308f\u308a\u306e\u300c<em>\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08<\/em><sup data-fn=\"05f974fb-5a8a-4120-bd4c-1fbd20c9542b\" class=\"fn\"><a href=\"#05f974fb-5a8a-4120-bd4c-1fbd20c9542b\" id=\"05f974fb-5a8a-4120-bd4c-1fbd20c9542b-link\">5<\/a><\/sup>\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u500b\u4eba\u4e8b\u696d\u4e3b\u3084\u5c0f\u898f\u6a21\u4f01\u696d\u306e\u7d4c\u55b6\u8005\u304c\u3001\u5ec3\u696d\u6642\u3084\u9000\u8077\u6642\u306e\u751f\u6d3b\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>\u639b\u91d1<\/strong>\uff1a\u6708\u984d1,000\u5186\u301c7\u4e07\u5186\uff08500\u5186\u5358\u4f4d\u3067\u5909\u66f4\u53ef\u80fd\uff09<\/li>\n\n\n\n<li><strong>\u30e1\u30ea\u30c3\u30c8<\/strong>\uff1a<strong><span class=\"swl-marker mark_yellow\">\u639b\u91d1\u304c\u5168\u984d\u300c\u6240\u5f97\u63a7\u9664\u300d<\/span><\/strong>\u306b\u306a\u308a\u307e\u3059\u3002\u9280\u884c\u9810\u91d1\u3067\u7a4d\u307f\u7acb\u3066\u308b\u3088\u308a\u3082\u3001\u7a0e\u91d1\u304c\u5b89\u304f\u306a\u308b\u5206\u3060\u3051\u5727\u5012\u7684\u306b\u6709\u5229\u3067\u3059\u3002<\/li>\n\n\n\n<li><strong>\u8cb8\u4ed8\u5236\u5ea6<\/strong>\uff1a\u6025\u306b\u304a\u91d1\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u969b\u3001\u639b\u91d1\u306e\u7bc4\u56f2\u5185\u3067\u4f4e\u91d1\u5229\u306e\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u53d6\u5f15\u5148\u5012\u7523\u306b\u5099\u3048\u308b\u300c<em>\u7d4c\u55b6\u30bb\u30fc\u30d5\u30c6\u30a3\u5171\u6e08<\/em><sup data-fn=\"6f82a667-8741-459e-b9a4-9e972b787fc4\" class=\"fn\"><a href=\"#6f82a667-8741-459e-b9a4-9e972b787fc4\" id=\"6f82a667-8741-459e-b9a4-9e972b787fc4-link\">6<\/a><\/sup>\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53d6\u5f15\u5148\u304c\u5012\u7523\u3057\u3001\u58f2\u639b\u91d1\u304c\u56de\u53ce\u4e0d\u80fd\u306b\u306a\u3063\u305f\u969b\u306b\u3001\u7121\u62c5\u4fdd\u30fb\u7121\u4fdd\u8a3c\u4eba\u3067\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>\u639b\u91d1<\/strong>\uff1a\u6708\u984d5,000\u5186\u301c20\u4e07\u5186<\/li>\n\n\n\n<li><strong>\u30e1\u30ea\u30c3\u30c8<\/strong>\uff1a<strong><span class=\"swl-marker mark_yellow\">\u639b\u91d1\u304c\u5168\u984d\u300c\u7d4c\u8cbb\u300d<\/span><\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u89e3\u7d04\u624b\u5f53\u91d1<\/strong>\uff1a40\u30f6\u6708\uff083\u5e744\u30f6\u6708\uff09\u4ee5\u4e0a\u7d0d\u4ed8\u3057\u3066\u3044\u308c\u3070\u3001\u89e3\u7d04\u6642\u306b\u639b\u91d1\u304c<strong>100%\u623b\u3063\u3066\u304d\u307e\u3059<\/strong>\u3002<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u4fdd\u967a\u30fb\u4fdd\u967a\u6599\u306b\u95a2\u3059\u308bFAQ\uff08\u3088\u304f\u3042\u308b\u8cea\u554f\uff09<\/h2>\n\n\n\n<dl class=\"swell-block-faq is-style-faq-border\" data-q=\"fill-main\" data-a=\"fill-main\">\n<div class=\"swell-block-faq__item\"><dt class=\"faq_q\"><strong>&#20445;&#38522;&#26009;&#12434;&#23569;&#12375;&#12391;&#12418;&#23433;&#12367;&#12377;&#12427;&#26041;&#27861;&#12399;&#12354;&#12426;&#12414;&#12377;&#12363;&#65311;<\/strong><\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\"><strong>&#19981;&#35201;&#12394;&#29305;&#32004;&#12434;&#22806;&#12377;&#12363;&#12289;&#12300;&#24180;&#25173;&#12356;&#12301;&#12434;&#21033;&#29992;&#12375;&#12414;&#12375;&#12423;&#12358;&#12290;<\/strong> &#21307;&#30274;&#20445;&#38522;&#12394;&#12393;&#12398;&#29305;&#32004;&#65288;&#36890;&#38498;&#29305;&#32004;&#12394;&#12393;&#65289;&#12434;&#35211;&#30452;&#12377;&#12371;&#12392;&#12391;&#26376;&#12293;&#12398;&#25903;&#25173;&#12356;&#12434;&#19979;&#12370;&#12425;&#12428;&#12414;&#12377;&#12290;&#12414;&#12383;&#12289;&#26376;&#25173;&#12356;&#12391;&#12399;&#12394;&#12367;&#12300;&#24180;&#25173;&#12356;&#65288;&#19968;&#25324;&#25173;&#12356;&#65289;&#12301;&#12395;&#12377;&#12427;&#12371;&#12392;&#12391;&#12289;&#20445;&#38522;&#26009;&#32207;&#38989;&#12364;&#25968;&#65285;&#23433;&#12367;&#12394;&#12427;&#12465;&#12540;&#12473;&#12364;&#19968;&#33324;&#30340;&#12391;&#12377;&#12290;<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"swell-block-faq__item\"><dt class=\"faq_q\">&#22269;&#27665;&#20581;&#24247;&#20445;&#38522;&#26009;&#12364;&#39640;&#12377;&#12366;&#12414;&#12377;&#12290;&#23433;&#12367;&#12394;&#12426;&#12414;&#12379;&#12435;&#12363;&#65311;<\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\"><strong>&#12300;&#22269;&#27665;&#20581;&#24247;&#20445;&#38522;&#32068;&#21512;&#12301;&#12408;&#12398;&#21152;&#20837;&#12434;&#26908;&#35342;&#12375;&#12390;&#12367;&#12384;&#12373;&#12356;&#12290;<\/strong> Web&#12487;&#12470;&#12452;&#12490;&#12540;&#12420;&#12521;&#12452;&#12479;&#12540;&#12289;&#33464;&#34899;&#23478;&#12394;&#12393;&#12399;&#12300;&#25991;&#33464;&#32654;&#34899;&#22269;&#27665;&#20581;&#24247;&#20445;&#38522;&#32068;&#21512;&#12301;&#12394;&#12393;&#12395;&#21152;&#20837;&#12391;&#12365;&#12427;&#21487;&#33021;&#24615;&#12364;&#12354;&#12426;&#12414;&#12377;&#12290;&#25152;&#24471;&#12395;&#38306;&#12431;&#12425;&#12378;&#20445;&#38522;&#26009;&#12364;&#23450;&#38989;&#12394;&#12383;&#12417;&#12289;&#19968;&#23450;&#20197;&#19978;&#12398;&#21454;&#20837;&#12364;&#12354;&#12427;&#22580;&#21512;&#12399;&#22269;&#20445;&#12424;&#12426;&#22823;&#24133;&#12395;&#23433;&#12367;&#12394;&#12427;&#12371;&#12392;&#12364;&#12354;&#12426;&#12414;&#12377;&#12290;<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"swell-block-faq__item\"><dt class=\"faq_q\"><strong>&#20445;&#38522;&#26009;&#12434;&#26410;&#32013;&#12398;&#12414;&#12414;&#12395;&#12377;&#12427;&#12392;&#12393;&#12358;&#12394;&#12426;&#12414;&#12377;&#12363;&#65311;<\/strong><\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\"><strong>&#24310;&#28382;&#37329;&#12364;&#30330;&#29983;&#12375;&#12289;&#26368;&#32066;&#30340;&#12395;&#12399;&#36001;&#29987;&#12364;&#24046;&#12375;&#25276;&#12373;&#12360;&#12425;&#12428;&#12414;&#12377;&#12290;<\/strong> &#29305;&#12395;&#22269;&#27665;&#24180;&#37329;&#12420;&#22269;&#20445;&#12399;&#12289;&#26410;&#32013;&#26399;&#38291;&#12364;&#32154;&#12367;&#12392;&#21307;&#30274;&#36027;&#12364;&#20840;&#38989;&#33258;&#24049;&#36000;&#25285;&#12395;&#12394;&#12387;&#12383;&#12426;&#12289;&#23558;&#26469;&#12398;&#24180;&#37329;&#38989;&#12364;&#28187;&#12387;&#12383;&#12426;&#12375;&#12414;&#12377;&#12290;&#25173;&#12358;&#12398;&#12364;&#21427;&#12375;&#12356;&#22580;&#21512;&#12399;&#12289;&#25918;&#32622;&#12379;&#12378;&#12395;&#24441;&#25152;&#12398;&#31379;&#21475;&#12408;&#34892;&#12365;&#12300;&#28187;&#20813;&#12539;&#29494;&#20104;&#21046;&#24230;&#12301;&#12398;&#30456;&#35527;&#12434;&#12375;&#12390;&#12367;&#12384;&#12373;&#12356;&#12290;<\/p>\n<\/dd><\/div>\n<\/dl>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@id\":\"#FAQContents\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\u4fdd\u967a\u6599\u3092\u5c11\u3057\u3067\u3082\u5b89\u304f\u3059\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p class=\\\"wp-block-paragraph\\\"><strong>\u4e0d\u8981\u306a\u7279\u7d04\u3092\u5916\u3059\u304b\u3001\u300c\u5e74\u6255\u3044\u300d\u3092\u5229\u7528\u3057\u307e\u3057\u3087\u3046\u3002<\\\/strong> 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class=\\\"wp-block-paragraph\\\"><strong>\u5ef6\u6ede\u91d1\u304c\u767a\u751f\u3057\u3001\u6700\u7d42\u7684\u306b\u306f\u8ca1\u7523\u304c\u5dee\u3057\u62bc\u3055\u3048\u3089\u308c\u307e\u3059\u3002<\\\/strong> \u7279\u306b\u56fd\u6c11\u5e74\u91d1\u3084\u56fd\u4fdd\u306f\u3001\u672a\u7d0d\u671f\u9593\u304c\u7d9a\u304f\u3068\u533b\u7642\u8cbb\u304c\u5168\u984d\u81ea\u5df1\u8ca0\u62c5\u306b\u306a\u3063\u305f\u308a\u3001\u5c06\u6765\u306e\u5e74\u91d1\u984d\u304c\u6e1b\u3063\u305f\u308a\u3057\u307e\u3059\u3002\u6255\u3046\u306e\u304c\u53b3\u3057\u3044\u5834\u5408\u306f\u3001\u653e\u7f6e\u305b\u305a\u306b\u5f79\u6240\u306e\u7a93\u53e3\u3078\u884c\u304d\u300c\u6e1b\u514d\u30fb\u7336\u4e88\u5236\u5ea6\u300d\u306e\u76f8\u8ac7\u3092\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\\\/p>\"}}]}<\/script>\n\n\n\n<h2 class=\"wp-block-heading\">\u307e\u3068\u3081\uff1a\u9069\u6b63\u306a\u4fdd\u967a\u6599\u3067\u30ea\u30b9\u30af\u306b\u5099\u3048\u3001\u5b89\u5fc3\u3057\u3066\u50cd\u3053\u3046<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u4f53\u304c\u8cc7\u672c<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u7684\u4fdd\u969c\u304c\u8584\u3044\u5206\u3001\u81ea\u5206\u3067\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u4e0d\u5b89\u3060\u304b\u3089\u3068\u3044\u3063\u3066\u4fdd\u967a\u306b\u5165\u308a\u3059\u304e\u3066\u751f\u6d3b\u8cbb\u3092\u5727\u8feb\u3057\u3066\u306f\u672c\u672b\u8ee2\u5012\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border -border02\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ol start=\"1\" class=\"wp-block-list is-style-num_circle\">\n<li><strong>\u307e\u305a\u306f\u516c\u7684\u4fdd\u967a\uff08\u56fd\u4fdd\u30fb\u5e74\u91d1\uff09\u3092\u78ba\u5b9f\u306b\u652f\u6255\u3046\u3002<\/strong><\/li>\n\n\n\n<li><strong>\u50cd\u3051\u306a\u304f\u306a\u308b\u30ea\u30b9\u30af\uff08\u5c31\u696d\u4e0d\u80fd\u30fb\u8ce0\u511f\u8cac\u4efb\uff09\u3092\u512a\u5148\u3057\u3066\u6c11\u9593\u4fdd\u967a\u3067\u30ab\u30d0\u30fc\u3059\u308b\u3002<\/strong><\/li>\n\n\n\n<li><strong>\u4f59\u88d5\u304c\u51fa\u3066\u304d\u305f\u3089\u3001iDeCo\u3084\u5171\u6e08\u3067\u8cc7\u7523\u3092\u4f5c\u308b\u3002<\/strong><\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u81ea\u5206\u306e\u5e74\u53ce\u3060\u3068\u3001\u3069\u306e\u304f\u3089\u3044\u306e\u4fdd\u967a\u6599\u304c\u9069\u6b63\u306a\u306e\u304b\uff1f\u300d \u300c\u81ea\u5206\u304c\u5165\u308c\u308b\u56fd\u4fdd\u7d44\u5408\u306f\u3042\u308b\u306e\u304b\uff1f\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u3089\u3092\u72ec\u5b66\u3067\u8abf\u3079\u308b\u306e\u306f\u5927\u5909\u3067\u3059\u3002<\/p>\n\n\n<div class=\"swell-block-balloon\"><div class=\"c-balloon -bln-left\" data-col=\"gray\"><div class=\"c-balloon__icon -circle\"><img decoding=\"async\" loading=\"lazy\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/11\/ea63e954caf9605a14ec22e88dca545a.jpeg\" alt=\"\" class=\"c-balloon__iconImg\" width=\"80px\" height=\"80px\"><span class=\"c-balloon__iconName\">\u4fdd\u967a\u76f8\u8ac7Times\u7de8\u96c6\u90e8<\/span><\/div><div class=\"c-balloon__body -speaking -border-none\"><div class=\"c-balloon__text\">\n<p>\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u3042\u306a\u305f\u306b\u5408\u308f\u305b\u305f\u6700\u9069\u306a\u5099\u3048\u65b9\u306b\u3064\u3044\u3066\u3001\u3055\u3089\u306b\u8a73\u7d30\u306a\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<br><strong>\u3054\u81ea\u8eab\u306e\u5224\u65ad\u306b\u78ba\u4fe1\u3092\u6301\u3061\u305f\u3044\u65b9\u306f\u3001\u304a\u6c17\u8efd\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/strong><\/p>\n<span class=\"c-balloon__shapes\"><span class=\"c-balloon__before\"><\/span><span class=\"c-balloon__after\"><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<div class=\"show_pc\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<div class=\"cta_btn_mail cta_new\">\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span><\/a> \u00a0 \u00a0 \u00a0 \r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<div class=\"cta_btn_mail_sp show_sp sp_cta_new\">\r\n\t<div class=\"cta_title_pl\">\u6700\u77ed\"\u5373\u65e5\"\u898b\u7a4d\u308a<\/div>\r\n\t<div class=\" cta_title_content\">\r\n\t\t<img decoding=\"async\" class=\"alignnone size-full wp-image-7098\" src=\"http:\/\/hokentimes.com\/article\/wp-content\/uploads\/2025\/09\/sme.png\" alt=\"\" width=\"1028\" height=\"601\" \/>\r\n\t\t<p style=\"padding: 5px 10px 0;\">\u4fdd\u967a\u76f8\u8ac7Times\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u81ea\u55b6\u696d\u8005\u69d8\u5411\u3051\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u3067\u3054\u63d0\u6848\u3002\u4fdd\u967a\u9078\u3073\u3092\u3055\u308c\u308b\u969b\u306f\u304a\u6c17\u8efd\u306b\u304a\u898b\u7a4d\u308a\u4f9d\u983c\u3092\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\r\n\t\t<p>&nbsp;<\/p>\r\n\t\t<div class=\"cta_btn_new\">\t\t\t\r\n\t\t\t<a href=\"https:\/\/hokentimes.com\/life\/sme\/lp\/\"> <span class=\"btn_sign\">\u7121\u6599<\/span> <span class=\"btn_tx\">\u30e1\u30fc\u30eb\u3067\u898b\u7a4d\u308a<\/span> 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class=\"swl-fz\">\u672c\u30b3\u30f3\u30c6\u30f3\u30c4\u306f\u60c5\u5831\u306e\u63d0\u4f9b\u3092\u76ee\u7684\u3068\u3057\u3066\u304a\u308a\u3001\u4fdd\u967a\u52a0\u5165\u305d\u306e\u4ed6\u306e\u884c\u52d5\u3092\u52e7\u8a98\u3059\u308b\u76ee\u7684\u3067\u3001\u4f5c\u6210\u3057\u305f\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4fdd\u967a\u5546\u54c1\u306e\u3054\u691c\u8a0e\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u300c\u5951\u7d04\u6982\u8981\u300d\u300c\u6ce8\u610f\u559a\u8d77\u60c5\u5831\u300d\u300c\u3054\u5951\u7d04\u306e\u3057\u304a\u308a\u300d\u300c\u7d04\u6b3e\u300d\u306a\u3069\u3092\u5fc5\u305a\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<br>\u672c\u30b3\u30f3\u30c6\u30f3\u30c4\u306e\u60c5\u5831\u306f\u3001\u5f0a\u793e\u304c\u4fe1\u983c\u3067\u304d\u308b\u3068\u5224\u65ad\u3057\u305f\u60c5\u5831\u6e90\u304b\u3089\u5165\u624b\u3057\u305f\u3082\u306e\u3067\u3059\u304c\u3001\u305d\u306e\u60c5\u5831\u6e90\u306e\u78ba\u5b9f\u6027\u3092\u4fdd\u8a3c\u3057\u305f\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u672c\u30b3\u30f3\u30c6\u30f3\u30c4\u306e\u8a18\u8f09\u5185\u5bb9\u306b\u95a2\u3059\u308b\u3054\u8cea\u554f\u30fb\u3054\u7167\u4f1a\u7b49\u306b\u306f\u4e00\u5207\u304a\u7b54\u3048\u81f4\u3057\u304b\u306d\u307e\u3059\u306e\u3067\u4e88\u3081\u3054\u4e86\u627f\u304a\u9858\u3044\u81f4\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u672c\u30b3\u30f3\u30c6\u30f3\u30c4\u306e\u8a18\u8f09\u5185\u5bb9\u306f\u3001\u4e88\u544a\u306a\u3057\u306b\u5909\u66f4\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n\n\n\n<h2 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href=\"https:\/\/www.nenkin.go.jp\/service\/kokunen\/hokenryo\/hokenryo.html\">\u65e5\u672c\u5e74\u91d1\u6a5f\u69cb_\u56fd\u6c11\u5e74\u91d1\u4fdd\u967a\u6599<\/a> <a href=\"#e593e8a8-27f0-4a67-b9c7-42056ebbee93-link\" aria-label=\"\u811a\u6ce8\u53c2\u71673\u306b\u30b8\u30e3\u30f3\u30d7\">\u21a9\ufe0e<\/a><\/li><li id=\"b63a4cf9-4641-4b84-89f4-810c372529c0\"><a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/koyou_roudou\/roudoukijun\/rousai\/kanyu.html\">\u539a\u751f\u52b4\u50cd\u7701_\u52b4\u707d\u4fdd\u967a\u3078\u306e\u7279\u5225\u52a0\u5165<\/a> <a href=\"#b63a4cf9-4641-4b84-89f4-810c372529c0-link\" aria-label=\"\u811a\u6ce8\u53c2\u71674\u306b\u30b8\u30e3\u30f3\u30d7\">\u21a9\ufe0e<\/a><\/li><li id=\"05f974fb-5a8a-4120-bd4c-1fbd20c9542b\"><a href=\"https:\/\/www.smrj.go.jp\/kyosai\/skyosai\/\">\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u4e2d\u5c0f\u4f01\u696d\u57fa\u76e4\u6574\u5099\u6a5f\u69cb_\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u3068\u306f<\/a> <a href=\"#05f974fb-5a8a-4120-bd4c-1fbd20c9542b-link\" aria-label=\"\u811a\u6ce8\u53c2\u71675\u306b\u30b8\u30e3\u30f3\u30d7\">\u21a9\ufe0e<\/a><\/li><li id=\"6f82a667-8741-459e-b9a4-9e972b787fc4\"><a href=\"https:\/\/www.smrj.go.jp\/kyosai\/tkyosai\/index.html\">\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u4e2d\u5c0f\u4f01\u696d\u57fa\u76e4\u6574\u5099\u6a5f\u69cb_\u7d4c\u55b6\u30bb\u30fc\u30d5\u30c6\u30a3\u5171\u6e08\u3068\u306f<\/a> <a href=\"#6f82a667-8741-459e-b9a4-9e972b787fc4-link\" aria-label=\"\u811a\u6ce8\u53c2\u71676\u306b\u30b8\u30e3\u30f3\u30d7\">\u21a9\ufe0e<\/a><\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u793e\u4f1a\u4fdd\u969c\u304c\u624b\u8584\u306e\u305f\u3081\u3001\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u306e\u30ea\u30b9\u30af\u3092\u8003\u3048\u308b\u3068\u4e0d\u5b89\u3084\u7591\u554f\u3092\u304a\u6301\u3061\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f 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